Living rooms can sometimes be overlooked now that so much of our at-home socializing takes place around a table in an open-plan kitchen space, but nothing beats being able to sit comfortably with friends and family, to talk, enjoy a drink or watch a movie.

Comfort is key to creating a relaxed, sociable living space, so concentrate on getting the style and position of the seating right, then build up from there, adding fun touches, handy side tables and just the right lighting.

1. Provide Different Types of Seating
If sociable means entertaining friends and family of all ages, work in more than one seating type. While squishy sofas may suit those who want to kick off their shoes and snuggle down, older visitors may prefer the support of an upright chair. Children may prefer floor cushions or stools.

2. Light a Fire
Humans have gathered around fires for millennia, to eat, talk, warm up and feel safe. Lighting one in your living room produces the same sense of sociability and comfort.

3. Face Each Other
Sofas that face each other, rather than a TV, promote conversation. Make sure they’re positioned close enough together that you and your guest aren’t shouting at each other across the divide.

Just because you’re squeezing in two sofas doesn’t mean you need to scrimp on size. In this room, two sizable couches are positioned opposite each other with a pair of armchairs completing the seating arrangement.

4. Provide Several Surfaces
Tables on which you can pop a mug, glass or bowl of snacks are essential to a sociable living space.

5. Consider a Corner Sofa
Nothing says sociable like a corner couch. This flexible, space-efficient form of seating works particularly well for big families with modest living rooms. It provides a large expanse of comfy seating, which encourages teens to lounge and toddlers to get cozy.

To make this type of seating even more functional, consider a coffee table that can doubles as a footstool. The extra surface will provide even more opportunities for everyone to stretch out.

6. Get the Lighting Right
A sociable living room needs lighting that creates a warm atmosphere, but without being too dim. You want to be able to see your guests, after all. Weave in a flexible mix of lamps and ceiling lights to create a soft, layered look.

7. Install Sliding Doors
In this home, Nick Taylor of IMBY3 Architecture & Design designed sliding barn doors between the kitchen and living space. When closed, the living room feels cozy and intimate.

Source: https://www.houzz.com/magazine/7-ways-to-make-your-living-room-sociable-stsetivw-vs~158150633

Canadian winters demand more from our homes than almost any other season. Without the right winterization tools, cold weather and harsh freeze-thaw cycles can quickly lead to unexpected repairs and higher energy bills.

Whether you own a house or rent, the right winter upgrades can help you stay comfy, lower heating costs and keep your home safe during months of snow, ice and freezing temperatures. If you’re looking for smart ways to keep warm, minimize drafts and improve your winter comfort, this comparison guide will help you choose the best options for your home.

Why winterization matters in Canada

Prepping your home to endure cold winds, heat loss through windows, heavy snowfalls and dry indoor air are common challenges Canadian homeowners face. As soon as you crank up the thermostat, indoor air tends to get dry (without humidifiers, of course), but what’s worse is if you have uninsulated areas or drafty doors and you’re watching your heat (and hard-earned money!) slip through the cracks.

Outdoor surfaces can also become slippery or difficult to manage when its snowfall warning after snowfall warning. Without preparing, these challenges can lead to higher energy use, less comfortable living spaces and safety concerns. Taking steps to winterize your home helps reduce heat loss, supports energy efficiency and creates a more comfortable and secure environment throughout the season.

Let’s look at a few easy ways how.

Window insulation film: how to insulate windows in cold weather

Windows are often one of the main places where heat escapes during the winter months, particularly in older homes or rental units. Even well-sealed windows can let in small drafts once temperatures drop.

Adding a layer of window insulation film creates a clear barrier that helps limit heat loss and keeps indoor spaces more comfortable, all while using less energy. It’s a simple, affordable upgrade that can make a noticeable difference through the colder season.

Heated snow melting mats: how to keep your walkway ice-free all winter

Driveways and walkways can quickly become slick and difficult to navigate once snow and ice start to build up. Keeping these areas clear is important for both safety and property maintenance, especially during frequent storms. For homeowners who want a long-term option, snow melting mats help prevent ice from forming in the first place, which reduces the need for regular shoveling or the use of salt that can wear down concrete in certain areas. These mats work well on steps, walkways and smaller driveways.

Why smart thermostats are worth the upgrade

Smart thermostats are a popular home upgrade and for good reason. They make it easier to stay comfortable while helping reduce energy use. Many Canadian homes still rely on basic thermostats, so switching to a smart model can make a noticeable difference, especially during the winter months.

Smart thermostats learn your daily routine and automatically adjust the temperature based on when you’re home, away or asleep. That means less wasted heat and, in many cases, lower heating bills. You stay cozy when you need to, without constantly fiddling with the settings.

They’re also simple to use. You can control the temperature from your phone, keep an eye on energy usage and even use remote sensors to help balance heating from room to room. Some models can manage humidity or send alerts if your HVAC system needs attention. Altogether, it’s a practical upgrade for homeowners and renters looking for better control, improved comfort and potential savings throughout the colder season.

Snow shovels, ice chippers and snow blowers: why these are essential

Snow can pile up fast during a Canadian winter, and keeping walkways and driveways clear is key to having a welcoming home. While heated mats can help with small areas like steps or entryways, larger spaces usually call for reliable snow-removal tools.

A sturdy shovel is a go-to for everyday clearing, especially after lighter snowfall. When ice builds up or snow becomes packed down after freeze-thaw cycles, an ice chipper can help break it up. For bigger jobs, like long driveways or wide walkways, a snow blower can make the work faster and far less physically demanding.

Why Canadian homes need humidifiers

Indoor air tends to get very dry during the winter months. Cold outdoor air holds less moisture to begin with, and once it’s heated, even more humidity is lost. The result can be dry skin, static electricity, and even damage to wood floors or furniture. A humidifier helps bring moisture back into the air, making your home feel more comfortable while also helping protect your space.

Making winter more comfortable and efficient

Getting your home ready for winter is one of the simplest ways to stay comfortable while keeping energy costs in check. The upgrades highlighted in this guide, from window insulation film and heated driveway mats to smart thermostats, snow removal tools and humidifiers, are well suited to Canadian winters.

Together, they help keep your home warmer, improve safety around your property, and make day-to-day winter living a little easier. Whether you rent or own, these winter-ready upgrades can help you enjoy a more comfortable and efficient season ahead.

Source: https://www.realtor.ca/blog/the-best-winterization-upgrades-every-canadian-home-needs/40246/1367

When the weather changes from a crisp fall breeze to a freezing winter chill, there’s something about decorating for the holiday season that brings a feeling of warmth and coziness to your home. To help you deck the halls without going over budget, we’re sharing some tips about how to save on holiday décor while keeping it classy. By using what you have, investing in long-lasting pieces, checking out thrift stores and doing a few DIY projects, you can make your home feel merry and bright on any budget.

1. Skip the red and green for a more modern look
Vibrant red and emerald green may look good on Santa Claus, but when it comes to decorating your home, a seasonal but more subdued colour scheme can save you money while offering a modern holiday feel. To achieve a chic holiday look without the tinsel, consider investing in pieces that will last all season long instead of spending on holiday décor items you’ll want to hide away after December. Items like a plaid throw blanket, pillows in fall hues or a centrepiece with seasonal fruit like tangerines will bring a classic holiday warmth to your home from fall to spring.

2. Score unique finds and reduce waste by shopping at thrift stores
Not only is shopping at thrift stores for holiday décor affordable, it’s also more environmentally friendly.. From unique serving trays for holiday cookies to wooden crates for displaying gifts or vintage glassware to decorate your table, thrift and antique stores offer plenty of inspiration for holiday décor on any budget. To ensure you find pieces that’ll work in your home, think about items that might have more than one purpose like a tablecloth that could be used as a Christmas tree skirt or a vintage tin bucket that could be used for a seasonal floral arrangement on your front porch.

3. Wrap gifts early and put them on display
Avoiding last-minute holiday shopping pays off in more ways than one. Not only will you miss out on long lines and delayed shipping times, there’s nothing more cheerful than a pile of wrapped gifts under the tree to make your home feel ready for the holidays. To save on wrapping costs, consider using recycled paper (newspaper or last year’s wrapping paper) or brown kraft paper. Twine instead of ribbon is an affordable and more sustainable holiday-themed option, and a few sprigs of green pulled from your backyard or a walk in the woods will make your gifts look like a scene from a Hallmark holiday movie.

4. Visit the dollar store with a few DIYs in mind
Discount or dollar stores are a no-brainer for affordable holiday décor like twinkle lights, tinsel ornaments and just about anything you need to deck the halls. If you find dollar store items are more tacky than charming, consider doing a DIY project to bring new life to discount holiday décor. For example, a miniature holiday village made with plastic or ceramic houses found at the dollar store can easily be transformed into a modern holiday scene with a spray coat of paint that matches your décor (solid white is a classic option). Add a battery-powered tea light candle and you’ll create a classy holiday village for just a few dollars.

5. Skip the traditional tree and decorate a houseplant instead
Decorating a fir, spruce or poplar is a holiday tradition in many households. But if you live in a small space, are sticking to a budget or simply want to switch it up, decorating houseplants you already own is an easy and affordable way to transform your home in an Instagram-worthy holiday scene. Simply hang a few ornaments and add a string of twinkle lights and you won’t miss the traditional tree. If houseplants feel more tropical than traditional, consider going for a nature walk to find free seasonal greens like sprigs of cedar, pinecones, acorns or other evergreen cuttings to display in your home.

6. Decorate and display a gingerbread house
Decorating a gingerbread house is a must-do holiday activity for many families, and they’re not just for kids. Gingerbread houses are whimsical, sweet and do double duty as decoration and dessert. Plus, DIY gingerbread house kits are affordable and easy to find at most grocery stores. Add a tablecloth and display your gingerbread house on a pretty plate or cake stand to make it a budget-friendly decoration worth waiting until Christmas to eat.

Decorating on a budget doesn’t mean missing out on that warm and cozy holiday feeling. By getting creative, shopping for multi-purpose pieces and hunting for deals on unique items, you can stick to a budget without sacrificing on holiday style.

Source: https://www.realtor.ca/blog/6-classy-ways-to-decorate-for-the-holidays-on-a-budget/15714/1367

In today’s connected world, smart doorbells have become a must-have upgrade for many Canadian homeowners. They offer convenience, visibility, and peace of mind right at your doorstep(and fingertips).

Beyond a simple chime to let you know someone is the door, these devices stream live video, send real-time alerts, and let you talk to visitors directly from your smart device, even if you’re out getting groceries or on vacation.

How smart video doorbells provide you with more security

Smart video doorbells have quickly become one of the most accessible ways for homeowners to enhance their security without major renovations or complicated installations.

These devices allow you to see, hear, and speak to visitors from anywhere, giving you real-time awareness of what’s happening at your front door. Motion-activated alerts and high-definition video mean you’re notified the moment someone steps onto your property. For busy Canadian households, this added visibility offers peace of mind whether you’re at the office, running errands, or away on vacation.

Beyond monitoring, smart doorbells act as a powerful deterrent. The presence of a camera alone can discourage unwanted visitors, while two-way audio lets you say something instantly and create the impression that someone is always home.

Many models also store video clips that can help resolve delivery issues or support police reports if needed. Combined with simple installation and integrations with existing smart-home systems, smart video doorbells offer a practical, affordable way for Canadian homeowners to strengthen their home’s security.

Common concerns about smart doorbell

Even with their rising popularity, some homeowners still feel unsure about whether a smart video doorbell is right for them. Questions about setup, cost, and long-term reliability can make the decision feel more complicated than it needs to be. The good news? Newer models have come a long way, offering smarter features, easier installation, and thoughtful design updates that address many of these concerns.

Here are a few common worries and what to consider when choosing a model.

• Subscription costs: Some brands charge a small monthly fee for video storage or advanced features. If that’s a concern, look for options with local storage or free cloud plans that still offer essential functionality.

• Installation challenges: Older homes, condos, or units without existing doorbell wiring might require a different setup. In those cases, battery-powered models provide a simple, reliable solution with minimal tools required.

• Privacy and data protection: Many homeowners want to ensure their footage stays secure. Look for smart doorbells that offer strong encryption, customizable activity zones, and flexible recording settings so you stay in control of what gets captured.

• Cold-weather performance: Canadian winters can be tough on electronics, especially battery-powered devices. If you’re in a colder climate, consider wired or hybrid systems that maintain consistent performance year-round.

How secure are smart doorbells

Security is a key consideration when investing in a smart camera doorbell. Leading models now feature encrypted video, secure logins, and regular firmware updates to safeguard your home and data.

Added tools such as night vision, two-way audio, and motion detection enhance both protection and convenience.

Below are some key features to look for and why.

• Encrypted video streams: Keep footage private and protected.

• Tamper alerts: Warns you if the device is disturbed or removed.

• Local storage: Saves recordings directly on the device instead of the cloud.

• Two-step verification: Strengthens account security.

Are smart doorbells difficult to install?

Most smart doorbells are built with simplicity in mind, making them easy for homeowners to install without professional support. Battery-powered models are especially straightforward as you just charge the device, connect it to your home’s Wi-Fi, and snap it into place using the included mounting bracket. No wiring, drilling, or electrician required.

Wired options do take a bit more planning. You’ll need to switch off the power and connect the doorbell to your existing chime system, which can be a good fit for homeowners who want a consistent power source.

For renters and condo dwellers, wireless doorbells with adhesive or removable mounts offer a convenient, no-damage alternative.

While professional installation is always an option, it’s typically only necessary for more advanced or fully integrated home security setups.

What to consider when choosing a smart doorbell in Canada

Choose models specifically designed for Canada’s climate, with hardware and batteries tested to perform well in freezing temperatures and wet weather.

Look for smart doorbells that offer bilingual English and French support and meet Canadian privacy and data protection requirements (the good news is most products for sale in Canada will adhere to these requirements).

Select devices with built-in local storage if you want to keep your footage private and reduce dependence on external cloud servers. Remember, a , reliable night vision feature is essential for clear footage in low light. Ensure your home Wi-Fi provides a strong and stable signal at the front door to maintain clear video and reliable alerts, and try to select a reputable brand that provides solid customer support and warranty coverage in Canada.

Your next step toward a smarter, safer home

Investing in a smart doorbell is an easy, practical way to make your home feel safer, more convenient, and more connected. With thoughtful features designed for different lifestyles and property types, today’s devices do far more than send a simple alert.

Source: https://www.realtor.ca/blog/upgrade-your-front-door-smart-doorbells-canadian-homeowners-loved-in-2025/40079/1367

This fall could shape up to be a fantastic time to enter the real estate market, whether you’re a buyer or a seller. The latest data from the Canadian Real Estate Association shows home sales in September were down from August, but that is actually setting up the stage for an end-of-year revival thanks to pent-up demand and lower interest rates.

If you’re thinking of listing your property this fall, there are a few simple things you can do to get your home ready to help it sell faster, easier, and at the highest price possible.

The advantages of selling in the fall
“The question isn’t so much whether buyers will return, but when,” explains Brendan Powell, a REALTOR® and Broker of Record with the BREL Team at Bspoke Realty in Toronto, Ontario. “The reality is, buyers will come back when they feel conditions are favourable. All sellers can do is be ready for when that happens.”

Luckily, while most homeowners think of spring as the ideal time to sell, the fall is actually a great time to list your home. Just some of the benefits of selling in the fall include:

• typically there are less listings compared to spring, which helps your home stand out;

• late winter and early spring can be a mucky mess to get your home all spruced up, but late summer and early fall provide great opportunities; and

• more serious buyers who want to move in before the snow arrives, including people relocating for work or empty-nesters downsizing after their kids have left for school.

“September and October have consistently been busy times. Yes, that can mean more competition, but with more eyeballs, your home will benefit from broader exposure than in deep summer, when many Canadians tune out to enjoy the warmer weather.”

How consumers are feeling heading into Fall 2025
According to the RE/MAX 2025 Fall Housing Market Outlook report, following a pull-back of buyers during the first quarter of 2025, the Canadian housing market may be turning a new leaf this fall. Improved affordability and a boost in inventory levels could entice cautious buyers back into action, RE/MAX says.

“Canada’s real estate landscape paints a complex picture of resilience and caution, influenced by regional nuances and continued economic uncertainty. From seller-driven markets across much of Atlantic Canada and the Prairies, to buyer-friendly conditions in Ontario and British Columbia, the nation’s housing market reflects a delicate balance,” says Don Kottick, President of REMAX Canada.

The report states of Canadians planning to buy their first home within the next 12 months, 28% of them have a down payment of at least 20% saved.

About 68% of respondents said a 5% to 10% drop in property prices would make a meaningful difference in their ability to enter the market.

The interest rate cuts are also boosting the confidence of potential first-time home buyers in Canada, with younger Millennials and Gen Zs who are already actively saving feeling hopeful they’ll be able to enter the market soon.

According to the 2025 REMAX survey conducted by Leger, 63% believe they’ll be able to secure their asking price—a sign sellers may already be aligning their expectations with what buyers are willing to pay in today’s more balanced markets.

Make a great first impression
Once you’ve decided to sell, work with your REALTOR® to put together a plan to make sure you put your home’s best foot forward. For example, if there are any reno projects you’ve been putting off, like replacing old door knobs, fixing that broken step on your deck, or giving the interior of your house a fresh coat of paint, now’s the perfect time to get them done.

To brighten up the shorter days and darker nights that come with fall, clean your windows and screens, add some decorative accent lamps to any dark corners in your home, and open all the blinds, curtains and window coverings during showings to let in as much light as possible.

You might also want to consider adding some seasonal touches to your indoor décor, like hanging a fall-foliage-inspired wreath on the front door, or adding some orange or red throw pillows or blankets. To prepare your home for showings, turn your fireplace on if you have one, or add a sweet seasonal scent to your home by baking some gingerbread cookies or a pumpkin pie.

Consult with your REALTOR® before doing any staging on your own because fall overkill can distract buyers or completely turn them off of your home.

Stay on top of cleaning and upkeep
While fall leaves may be pretty to look at, they can also make a mess out of your otherwise pristine yard. If you have a showing or open house coming up, double check to make sure no one’s been tracking in any mud or dirt. To really maximize your curb appeal, don’t forget to consider what’s outside your home as well.

“Fall means yards and gardens are approaching the end of their summer foliage,” Powell says. “So clear out any flowers and plants that dry up in the fall, and stay on top of all those leaves. If you’re listing late in fall, consider adding some decorative outdoor plants that stay beautiful well into the colder weather, like decorative cabbage or black-eyed Susans.”

Of course, the last thing you want to discover on a cool autumn evening right before a buyer is coming to see your home, is that your furnace is on the fritz! Since most of us don’t use our furnaces much in the summer, a fall listing can be a great occasion to have your HVAC system cleaned and inspected.

Put the latest technology to work for you
Between virtual and 3D tours, 360-degree views, and remote showings, the technology associated with selling a home has come a long way in the past few years. Your REALTOR® can help put those technologies to work for you.

“If you plan to sell later in the year, get some outdoor photos done now, before the snow comes and the cooler weather hits,” Powell says. “Even if you’re still prepping inside, it’s worth a little early effort to capture what the summer peak looks like.”

“While your own snapshots might be fine, ask your REALTOR® to bring in their professional photographer ahead of time,” he adds. “Have a rock-star backyard? It may be worth shooting some drone photography or video to really capture things before the cold hits.”

Do your research
Because there are usually fewer buyers in the fall, it’s essential to stay on top of what’s happening in the market. This means having your REALTOR® do research on things like comparable listings in your area, tracking where your local housing market is headed, and understanding what buyers are looking for in a home right now.

“Changing demand, buyer expectations and your competition will all impact your sale’s timing and strategy,” Powell explains. “The right strategy could change from one day to the next, but the most successful sellers are the ones who listen to what the market, and their REALTOR®, are telling them, and act swiftly.

“Don’t get so stuck on a strategy, price or timing that you aren’t able to change it up to take advantage of opportunities,” he adds. “Your REALTOR® will know when to jump and when to pivot. Listen to them.”

Ask your REALTOR®
Lastly, when in doubt, ask your REALTOR® for advice! In addition to tracking the latest market statistics and keeping you informed about any future interest rate changes, your REALTOR® can walk you through each step in pricing, listing and getting your home ready to sell, and help you sell your property quicker, with less stress, and at the best price possible.

Source: https://www.realtor.ca/blog/get-your-home-ready-to-sell-this-fall/36786/1363

An appealing living-room arrangement requires more than a beautiful color scheme and nice furniture. There are other factors to consider, such as balance, proportion and placement. Not sure what that means for you and your living room? We asked three design experts to reveal the most common styling errors that people make and how you can steer well clear of them. Accompanying the text are images of beautifully designed living rooms that get it right.

1. Rug That’s Too Small

“A great rug can be the making of your living room. It grounds your furniture and, in an open-plan space, defines the living area,” says interior designer Gabrielle Reinhardt.

“The most common mistake people make when purchasing a rug is choosing one that’s too small for both the room and the furniture in it,” Reinhardt says. “A too-small rug sits separately from the furniture in the room, making the space look disjointed and feel uninviting.”

Solution. “Measure up your living room and the main pieces of furniture in it before you hit the shops,” Reinhardt says. “Ideally, the rug you choose should be big enough to allow the key pieces of furniture to sit on top of it.

“If your living room is not big enough to allow everything to sit fully on your rug, choose a style that is slightly wider than your sofa and allows for the front legs of your sofa and any smaller furniture pieces — such as side tables and stools — to sit on it,” she says.

2. Television Is the Focus of the Room

“The television is the ruin of most living rooms,” Reinhardt says. “Many homeowners will choose an oversize television that is too big for the room and then center all the furniture around it, forgetting that the living room is for entertaining and conversation too.

“I also often see living rooms with nothing in them but a television and a modular sofa or a sofa and a chaise,” she says. “A bare set-up such as this makes the room feel cold and unwelcoming, and suggests that the living room has no purpose beyond watching television — which can be an instant conversation killer.”

Solution. “The television can be an integral part of your living room without being the focus of it. The key is to conceal it as much as possible and create a space that performs dual functions as a watching zone and relaxing-social space,” Reinhardt says.

“A built-in wall of cabinetry or a ready-made cabinet with shelves are two smart ways to detract attention from a television or conceal it altogether. Use the open sections of the cabinetry to house books, photos, ornaments and other interesting things that will draw the eye from the television and add personality to the room,” she says.

“Also consider having a smaller television in your living room and keeping the oversize screen for a media room or spare room — if you’re lucky enough to have one — where it can be hidden behind closed doors,” Reinhardt says.

3. Squashing All the Furniture Against the Wall

“Pushing all your living room furniture up against the walls is another common styling mistake people make,” Reinhardt says. “I often see rooms where the sofa is against one wall, with a pair of armchairs against another, and the coffee table stranded in the middle of the room where nobody can reach it. The result is a dull room that feels a little like the waiting room in a doctor’s surgery.”

Solution. “Moving the furniture deeper into the room and setting up conversational zones will instantly make your living room feel cozier and more welcoming,” she says.

“The arrangement that works best will depend on the shape and size of the room. You may decide to put the sofa against a wall, with a pair of armchairs opposite it and a coffee table in between them. Or, if your living room is spacious, you may choose to place the furniture near the middle of the room, with space around it to move about,” Reinhardt says.

4. Sofa That’s Too Big or Small

“Selecting a sofa that’s the wrong scale for your living room is the biggest blunder people make,” says Lily Cumberland, interior designer at Coco Republic. “It’s important to remember that a sofa will often appear to be quite different in size once it’s out of the showroom and in your home.

“Color can also have an impact on how big a piece appears. A dark sofa with a skirt that goes to the ground, for example, can look quite heavy or imposing in a very small living room,” Cumberland says.

Solution. “Measure up your living room, the other furniture in the room, and the sofa you have your eye on before you buy. Always start with a floor plan first to ensure that the scale and proportion of the piece works in the space and provides enough room to move around with ease,” Cumberland says.

“Then consider the style of sofa. In a compact living room, consider a sofa on legs and with narrow arms to give the illusion of more space. If you have a large room, you might consider a more substantial sofa, such as one with wide arms that sits close to the ground,” she says.

Tip: “If you don’t have easy access to a floor plan of your living room, mark out the size of a potential sofa on the floor with painter’s tape or newspaper before you buy it to test the dimensions.”

5. Bad Lighting

“Even with the best layout and flow, bad lighting can ruin the look and feel of your living room,” Cumberland says. “Generally, the problem comes down to either too much or too little light, and not enough options to allow you to use the space for different functions.”

Solution. “Look to create a smart, layered lighting scheme in your living room consisting of different light sources, such as a ceiling pendant, table and floor lamps and up or downlights. Setting them on dimmers allows you to alter the lighting levels and mood to suit the occasion,” she says.

“A layered lighting scheme also allows two people to use the space at the same time for different tasks without disturbing each other. For example, one person might be watching television with the lights dimmed, while another person is reading in the corner of the room with a floor light on,” Cumberland says.

“There are three types of lighting you’ll want to include: ambient lighting — a gentle wash of light that allows you to move around safely; accent lighting — to highlight special features in the room, such as art; and task lighting — for reading and other tasks where you need to see clearly,” she says.

6. Artwork Hung Too High

“Artwork is often hung too high to be properly seen or appreciated,” says Frances Cosway, principal designer at White Pebble Interiors. “Gallery style is the only hanging style that allows for artwork to be hung higher than eye height as it combines artworks of different sizes to create a wall of art.”

Solution. “Artwork should be hung at eye height, with the middle of the piece approximately 63 inches from the floor.”

7. Tiny Coffee Table

“A coffee table that is too small for the living room and surrounding furniture is a common sight and leads to a couple of issues,” Cosway says.

“First, if your coffee table is not in proportion with the room, sofa and any armchairs, it looks wrong visually and the space won’t feel cohesive or comfortable,” she says.

“A too-tiny coffee table can also prove a practical challenge. If the coffee table is too small for the sofa or chairs, it will often get positioned far away from them in an effort to create a sense of balance, which makes it hard to reach,” Cosway says.

Solution. “As a rule of thumb, your coffee table should be between half to one-third of the length of your sofa. Look to position it about 16 to 20 inches from the sofa and armchairs so you can reach it comfortably.”

Source: https://www.houzz.com/magazine/7-common-decorating-mistakes-to-avoid-stsetivw-vs~166146496

Several things can contribute to a successful living room design. Standout architectural features like fireplaces, custom built-ins and beamed or vaulted ceilings — as well as cohesive color palettes, rich materials and thoughtful furniture layouts — are all worth considering to elevate the look and feel of a space. You’ll find plenty of ideas to try in this countdown of the most-saved new living room photos recently uploaded to Houzz.

10. Sky High
This family room is part of a new open-plan kitchen, living and dining space added to the rear of a London home. Ahrberg Jackson Design helped select the finishes and furnishings, which include a stylish rose-and-sage color palette, floral wallpaper in the dining area, and a midtone wood entertainment unit with a mix of open and closed storage space plus a decorative slatted panel. The walls and ceiling are drenched in grayish-green paint that feels both bright and cozy thanks to a skylight and floor-to-ceiling glass.

9. Edgy Elegance
Open to a billiard room with a bar on one side and a spacious kitchen on the other, this Chicago-area family room by Amy Storm & Co. was designed for entertaining. The earthy, edgy mix of materials and colors reflects the home’s black-and-stone exterior. A chunky, geometric black coffee table echoes the bold aesthetic, anchoring an inviting seating area with a sectional upholstered in a nubby, neutral fabric.

8. Jardin Chic
In this relatively petite Parisian living room, Anne Chemineau maximized space with a built-in sectional that combines seating and storage. On the far wall, slim open shelving shows off decorative objects as well as the sweet floral wallpaper behind them. The contemporary furniture and pendant light contrast with the room’s traditional architectural details, which include a tray ceiling, elaborate molding, an arched glass door and a tall mirror with a richly embellished frame.

7. Let In the Light
Full-height glass and soaring ceilings connect this open-plan living room to its tropical setting south of Miami. Wecselman Design collaborated with the client and architect, Max Strang, to harmonize the interiors with a mature tree at the center of the property, choosing streamlined furnishings and a cohesive, quiet palette of black, beige, white and blond wood.

6. Rock and a Soft Place
Toblesky Green Architects connected this Reno, Nevada, living room to a covered veranda using a zero-corner glass bifold door system, creating a seamless indoor-outdoor entertaining space with dual fireplaces and TVs set into rugged stone. Inside, designer Theresa Reed furnished a cozy seating area with a plush sectional, soft rug and two Teddy bear-like chairs, all in warm earthy tones drawn from the wooded landscape.

5. Sunken Treasure
In a newly built home in Kirkland, Washington, Cohesively Curated designed a chic seating arrangement featuring a sectional and a round coffee table with a reeded base. A warm neutral palette and tactile textures flow through the open-plan layout into this sunken area, where a smoky blue velvet lounge chair adds a subtle pop of contrasting color — and appears to swivel so its occupant can face the stone-clad fireplace.

4. Neutral Expression
A steeply pitched, beamed cathedral ceiling creates a sense of spaciousness in this living room, while drawing the eye toward the minimalist fireplace and TV design. Built by Stonewood in a Minneapolis suburb, the home also has shed dormers and extra-tall black-framed windows that enhance the light-filled, open-plan space. The architecture may be dramatic, but the furnishings’ color palette is much more restrained, sticking to light neutral tones and accented with black elements that echo the window frames.

3. Global Appeal
Soaring ceilings gave designers from ODS Architecture the opportunity to hang a cluster of globe-style pendant lights over this contemporary Hillsborough, California, living room. The pendants’ gossamer-like shades, which filter the natural light coming in through the room’s large glass doors and windows, are voluminous but light and airy, creating a sculptural focal point without visual heft. Rounded furnishings echo the lights’ curves and soften the architecture’s straight lines and right angles.

2. Midcentury Meets Contemporary
Working with Guy Ayers Architect, Jeanne Moeschler Interior Design refreshed this midcentury Eichler home in Los Altos, California, for clients drawn to a Big Sur-inspired, coastal-cabin look. Moeschler — who uses Houzz Pro business software to manage projects — brought the outdoors in with blues and greens drawn from the views, along with earthy materials like raw linen, stone, wood and handmade ceramics. Light stone floors and pale sofas help brighten the once-dark interior and let the wood-paneled peaked ceiling get the attention it deserves.

1. That’s a Wrap
A striking fireplace structure made of black soapstone, walnut veneer and plaster takes center stage in this Raleigh, North Carolina, room by contractor Rafael Lopez of HomeBuild — whom the homeowner found on Houzz — and designer Alona Perov of Co Interiors. Set a few inches off the wall, the feature hovers slightly above the floor, extends up a wall and continues partway across a 12-foot ceiling painted a warm shade of gray. Multicolor LED backlights enhance its dramatic, floating effect, and clean-lined furnishings complement its contemporary-modern style.

Source: https://www.houzz.com/magazine/the-10-most-popular-new-living-spaces-right-now-stsetivw-vs~182138599

Smart locks are becoming one of those essential upgrades for tech-savvy homeowners across Canada providing convenience and enhanced control. With features like keyless entry, multiple access options, and heightened security, they’re redefining what it means to feel safe and connected at home.

But are they worth it? With concerns about installation, hacking risks, and reliability, let’s explore whether a smart lock is the right choice for your home and compare the best options available on the Canadian market.

Why Consider a Smart Lock?

Traditional locks are simple and reliable, but smart locks offer extra conveniences such as:

• No more lost keys! You can unlock doors with a code, fingerprint, or smartphone.

• Lock or unlock your doors from anywhere via an app.

• Doors can lock automatically for added security.

• Managing guest access control, as you can assign temporary codes for family, visitors, or service providers.

Common Concerns About Smart Locks (and Solutions!)

Some homeowners may still hesitate due to concerns like installation complexity, battery reliability, and hacking risks. Totally fair! Let’s see if we can help ease your fears a bit.

What if the smart lock runs out of power?

• Battery life: Smart locks rely on batteries, and users worry about them dying unexpectedly. Don’t worry! Most smart locks send low battery alerts before they stop working.

• Power outages: If a lock depends on Wi-Fi, what happens during an internet or power outage? Many models feature physical key overrides, so you’ll always have access.

• Cold weather performance: Canada’s harsh winters can reduce battery efficiency, but with a bit of research, you can find some with extra-long battery life. We’re talking six months to a year per charge!

How secure are smart locks?

• Cybersecurity threats: Some fear hackers could gain access through the lock’s app or Wi-Fi connection. But did you know that some top brands use the same security standards used by banks?

• Data privacy: Concerns about whether manufacturers store access history and personal data. Most systems let you opt in or out of data ,or use the smart lock purely as a keyless entry system without connecting to the cloud.

• Physical security: Locksmiths argue traditional locks are more durable and harder to tamper with, but some smart locks include tamper alerts that notify homeowners of unauthorized access attempts.

Are smart locks difficult to install?

• Door Fit issues: Smart lock manufacturers tend to make them in a standard size for entryways, but always check your measurements before purchasing.

• DIY vs. professional installation: Some homeowners worry about installing incorrectly. There are brands out there that retrofit onto existing deadbolts, making for a much easier installation.

• Connectivity problems: Wi-Fi or Bluetooth signals can be unreliable. However, modern smart locks use low-energy Bluetooth (BLE) and dual-band Wi-Fi to reduce interference and improve connectivity.

Final Verdict: Are Smart Locks a Good Idea?

Smart locks offer a blend of convenience and advanced security features that can significantly enhance the modern home. While they may not be suitable for everyone, their benefits are undeniable for busy homeowners, rental property managers, and tech enthusiasts.

By carefully weighing the pros and cons and selecting a model that fits your specific needs, you can make an informed decision about whether a smart lock is a worthwhile investment for your home.

Source: https://www.realtor.ca/blog/are-smart-locks-worth-it-a-comparison-guide-for-canadian-homeowners/39020/1367

Basic rectangular shapes dominate kitchen island designs. While there’s nothing wrong with the straightforward approach, it might not be the right setup for your space or lifestyle. To think outside the box — or rectangle — consider these five kitchens with personalized island designs that enhance dining, seating and style.

1. Dropped-Down Dining

Designer: ​Anastasia Harrison of AHD & Co
Location: ​W​arren, New Jersey
Size: 506 square feet (47 square meters)

Homeowners’ request. “The homeowners envisioned a kitchen that would serve as both a gathering place and a hardworking hub for daily life,” designer Anastasia Harrison says. “At the heart of the design is a generously sized island that comfortably seats a crowd — ideal for casual meals, conversation and entertaining. The layout was thoughtfully designed to ensure an easy flow throughout the space, with dual sinks and designated prep zones that facilitate multiple people cooking or cleaning at once. Bathed in natural light, the kitchen features classic, durable materials chosen for their timeless appeal and ability to withstand the rhythms of everyday use.”

Kitchen island. “​A key feature of the kitchen is the custom double-layer island with seating for eight that brings both function and visual dimension to the space,” Harrison says. “The lowered section was designed with younger family members in mind — perfect for casual meals, homework or simply being part of the action. This thoughtful adjustment also makes the space feel more relaxed and welcoming.”

Harrison uses Houzz Pro software to manage her business and projects. “Our clients lived halfway across the world in Taiwan during this project, and using Houzz to manage the process was extremely helpful in keeping everyone on the same page,” Harrison says. “We used Houzz Pro to share mood boards, design selections, invoicing and proposals, all of which allowed for quick feedback and easy approvals despite the time difference. The clients frequently commented on how seamless and organized the process felt and how confident they were in the decisions made from afar. Houzz Pro helped bridge the distance and made a complex international renovation feel surprisingly easy.”

Other special features. “A full-height quartzite (Patagonia Green) backsplash with dramatic veining creates a stunning backdrop, tying the whole room together with elegance and ease,” Harrison says. “Designed with a family of enthusiastic home cooks in mind, the kitchen features multiple work zones, dual sinks and generous counter space, making it easy for everyone to cook, prep and clean up together.”

“Uh-oh” moment. “We were set on using Patagonia quartzite for both the countertops and the full-height backsplash, but with such a bold, dynamic stone, matching the patterns across multiple surfaces was no small feat,” Harrison says. “The veining is incredibly distinctive, and we knew any mismatch would be obvious. We ended up securing five slabs to give us the flexibility we needed for a cohesive layout. Even with that, templating was a challenge. It took careful planning and layout work to ensure the most dramatic sections aligned perfectly across the island and backsplash. The result is seamless and showstopping, but there was definitely a moment of, ‘How are we going to pull this off?’ in the middle of it all.”

2. Face-to-Face Seating

Designer: Janelle Patton of Lark Interiors
Location: Coppell, Texas

Homeowners’ request. “This kitchen was originally about half the size and had a terrible layout — you had to walk around the island to get to the fridge,” designer Janelle Patton says. “It was also dark and dated. Natural light was a huge priority for this client, so we added windows and chose light, bright materials.”

Kitchen island. “We opted for tabletop-style bar seating so the family could face each other as they ate,” Patton says. “We made the countertop out of sealed white oak so that it would be extra durable. This also allowed us to avoid having a seam in the stone on the island.”

Other special features. “The blue French Lacanche range was the most special element in this space,” Patton says. “It is a bit of a splurge but allows for two double ovens and endless burner options. Plus, the color has a huge visual impact on the space. The cabinets are painted Benjamin Moore Hushed Hue and the white oak island was custom-stained. The countertops are Le Blanc quartzite so that the owner didn’t have to worry about etching and staining.” A white oak beam detail frames the window area. The backsplash is creamy white zellige tile.

Designer tip. “You can put a range in front of a window!” Patton says. “Natural light was a huge priority in this project, and using an in-ceiling vent hood allowed us to add an additional window behind the range.”

3. Built-In Banquette

Designer: Sydney Foley and Emma Legg of Kindred Interior Studios
Location: Summerfield, North Carolina
Size: 350 square feet (33 square meters)

Homeowners’ request. “Our clients wanted to update their early ’00s Tuscan kitchen into a lighter, brighter space that aligned with their country chic aesthetic,” designer Sydney Foley says. “We did not need to change the layout very much and worked with most of their existing cabinets. A lot of their complaints and elements that dated the space were cosmetic. The kitchen, on the back of the house, received little to no sun and felt gloomy on even the sunniest days. Paint and new countertops played a large role in lightening the space.”

Kitchen island. “With all the angles of the room, the existing island shape worked and we were able to maximize our clients’ budget by keeping it,” designer Emma Legg says. “To give it a new look, we opted for replacing mesh doors with solid ones and smoothing out clipped corners. A coat of fresh blue paint (Whirlpool by Sherwin-Williams) and white quartz countertops gave it a whole new identity. Our clients have a large family — five kids — and the breakfast room was generally too small to fit everyone. They loved the flexibility of having a tall, round pub-style table in the main kitchen area. We freshened up their old-world-style furnishings and replaced dated pendant light fixtures with ones more appropriately scaled that speak more to their French country style.”

Other special features. “We replaced the contemporary stainless steel hood for an oak one that adds a focal point, texture and warmth to the new design,” Foley says. “Another feature that makes this kitchen stand out is our use of color in the backsplash and island. We intentionally layered elements like the hood, backsplash, lighting and hardware to keep the space from being a trendy white-on-white kitchen.”

Designer tip. “Use what you have to your advantage,” Legg says. “When our budget shrank … we had to keep the tumbled stone tile floors, which weren’t our first choice. Instead of ignoring them, we incorporated additional distressed layers such as the light fixtures and burnished brass hardware. We also brought in warm tones with the wood hood and brass plumbing fixtures to make it feel cohesive.”

Backsplash tile: Boston Topacio, 2 by 10 inches, Soho Studio; cabinet, ceiling and trim paint: White Dove, Benjamin Moore; wall paint: Neutral Ground (kitchen) and Smoky Blue (sunroom), Sherwin-Williams

4. Eat-In Dining and Display Space

Designer: Lea Litvin of LO Design, in collaboration with Chris Greenawalt of Bunker Workshop
Location: Philadelphia
Size: 280 square feet (26 square meters)

Homeowners’ request. “The home is part of a development of two houses that both have distinctive L-shaped layouts, incorporating outdoor space into the floor plan of the main living spaces,” architect Lea Litvin says. “The design of the kitchen was intended to reflect the light, airy nature of the south-facing home, carrying a minimalist, luxurious aesthetic through.”

Kitchen island. “An eat-in kitchen was important for daily functionality, and our goal with this configuration was to place some casual seating that opens to the deck to emphasize the indoor-outdoor nature of this space, which is ideal for entertaining,” Litvin says. “The glass cabinet was a unique touch designed to create an area for display and storage of serving pieces and glassware.”

Other special features. “The stunning Calacatta Vagli marble countertops, backsplash and frame detail set this palette apart for both its elegance and warmth,” Litvin says. “The form of the island is accented by the framed cooking station and dual-tone cabinets beyond, unifying the two elements. Across from the patio, a sleek paneled refrigerator sits flush with the rest of the cabinetry, which craftily conceals a walk-in pantry and powder room.” The cabinets and flooring are white oak.

Designer tip. “By extending the island toward the refrigerator, we not only expanded the surface area in the kitchen but also completed the work triangle — vastly improving the kitchen’s functionality for daily use,” Litvin says.

“Uh-oh” moment. “There were a few moments during the kitchen fabrication and installation process where we weren’t sure how the flush pantry wall would turn out,” Litvin says. “But we remained patient with the millwork shop as everything was being calibrated, returned to the shop for adjustments and brought it back again. The result was worth the wait.”

5. Rounded Ends

Designers: Josh Ehr, Eileen Wetzel and Beth Miller of Studio Ehr
Location: Mequon, Wisconsin
Size: 340 square feet (32 square meters)

Homeowners’ request. “The homeowner wanted a functional kitchen for entertaining,” designer Josh Ehr says. “They asked for a large island and a connection to the backyard, which is adjacent to a beautiful wooded area. In order to give the kitchen adequate space, we combined three separate rooms that had been small, angular spaces with limited functionality. By taking down some walls and reshaping the space, we were able to create a new room that feels open and spacious.”

Kitchen island. “This 1950s midcentury home has a lot of irregular geometry with some sharp angles,” Ehr says. “The island adds soft curves that mediate that angularity and add a sense of flow. The rounded ends allow for conversational seating arrangements, and the extra-large sink layers on a modern functionality. Complementary details such as the fluted walnut paneling, rounded hardware and honed stone countertop enhance the softness.”

Other special features. Custom walnut cabinetry. White oak flooring. Taj Mahal quartzite countertops and backsplash. Large workstation sink.

Designer tip. “I recommend highlighting one key feature of a room,” Ehr says. “In this case, we wanted the island to be the prominent feature. Low ceilings, minimal lighting and an unembellished range hood all allowed for the island to take center stage.”

Paint: Creamy, Sherwin-Williams

Source: https://www.houzz.com/magazine/5-new-kitchens-with-island-design-ideas-stsetivw-vs~181467780

Buying a home is one of the biggest financial decisions you’ll ever make, yet many myths can make the process seem overwhelming or misleading. Let’s set the record straight on three common misconceptions about homebuying so you can navigate your journey with confidence!

Myth #1: Find the Home You Want First
It might seem logical to start your homebuying journey by searching for the perfect house, but this approach can lead to disappointment or frustration. The smarter move? Get pre-approved for a mortgage first! Knowing your budget upfront helps you narrow down your options and makes you a stronger buyer in a competitive market. Plus, sellers are more likely to take your offer seriously when they see you’re pre-approved.

Myth #2: Your Down Payment Must Be 20%
A 20% down payment is ideal, but it’s not a requirement. Many loan programs allow for much lower down payments. There are also down payment assistance programs and grants available for first-time buyers. Don’t let this myth hold you back from achieving homeownership sooner than you thought possible.

Myth #3: You Don’t Need a Home Inspection
Skipping a home inspection to save money or speed up the process can be a costly mistake. A professional home inspection helps uncover potential issues, such as structural damage, plumbing concerns, or electrical problems. Even in a competitive market, it’s worth negotiating time for an inspection to avoid unexpected expenses down the road.

Understanding the realities of homebuying can make your journey smoother and more successful. Don’t let myths hold you back. Stay informed and take the right steps toward homeownership with confidence!

For many Canadians, the start of a new year is a time for new resolutions. While eating healthier and getting more exercise still rank as the most common New Year’s resolutions in Canada, with both inflation and interest rates continuing to drop, more and more Canadians are making resolutions for 2025 that include the possibility of buying a home.

Will 2025 be a good time to buy a home?

For the past few years, high interest rates, increases in the cost of living, and political and economic worries have kept Canada’s housing market fairly flat (remember, the national housing market was even as “flat as a pancake” not too long ago). But with both mortgage rates and inflation now on their way down, 2025 is increasingly shaping up to be a busy market.

“I believe the first three months of 2025 will be one of the best times to buy in a very long time,” says REALTOR® Romey Halabi, founder of Toronto Realty Boutique in Toronto, Ontario.

In Toronto, Halabi says that will likely lead to something that hasn’t happened in “quite some time,”: a condo market that’s favourable to buyers simply because of the inventory that’s on hand.

Alan MacDonald, a Chartered Financial Analyst (CFA) and Senior Investment Advisor with RBC Dominion Securities’ MacDonald Advisory Team in Ottawa, Ontario, cautions even if prices fall, however, many Canadians will still be unable to afford to buy a home.

“Falling interest rates mean it’s easier to afford a larger mortgage, which typically draws more people into the real estate market,” MacDonald explains. “But one of the side effects of falling rates over the last 15 years has been an unprecedented boom in housing prices in Canada. So while falling rates should push more people into the market, the hurdle is there are fewer people who can afford to take the plunge.”

In addition, there will likely be a federal election in 2025, which could impact both home sales and prices.

“As we’ve seen in the past, federal elections can influence the housing markets, especially if they involve policy changes that promote affordability and impact demand and prices,” says Luisa Hough, a mortgage broker in Surrey, British Columbia, and co-founder of Verico Xeva Mortgage.

“But along with declining inflation, the predictions are to expect economic stabilization in 2025, which should increase consumer confidence and the housing market,” she adds.

Are you ready to become a homeowner?

The next question to ask yourself is whether you’re ready to become a homeowner. While individual circumstances vary, there are a few rules of thumb that can help you decide if this is the right time for you. For example:

• Are you ready to commit to living in one home for the next few years? If there’s a good chance you may need to move in six months, it’s probably not an ideal time to buy.

• Are your career and short-term plans fairly stable? Or are you thinking about making any big changes that could have an impact on your housing needs, personal situation, or income?

• If you’re currently renting, are you ready to take care of all the repairs, maintenance, and other tasks that come with owning a home?

• Perhaps most importantly, are you financially ready to own a home? Buying a home could be the biggest financial decision you ever make. Our affordability calculator can help you calculate your monthly housing costs and figure out how much you can afford to spend. Just remember to factor in all the expenses that come with homeownership, not just the mortgage payments. This includes things like condo fees, insurance, utilities, repairs and maintenance, and property taxes.

“When a buyer is thinking about buying a new home, their decision should be based solely upon their needs,” Halabi says. “An expanding family, marriage, moving to a new city, getting into a new school district—these are all life moments that may require a new home.”

For Hough, the “right time to buy” is less about what’s happening in the market, and more about your personal choices and circumstances.

“If you have the down payment, income, and are ready to make the move to being a homeowner, then it’s the right time to buy,” she says. “We can’t time any market. So as long as you’re in the position to purchase, the right time is when you’re ready.

“Real estate is generally not a short-term investment where you can try and time the market for one or two years,” she adds. “But if you stay invested in real estate long term, you can generally do well.”

When to contact a REALTOR® (and how they can help)

If you’ve resolved to become a homeowner this year, start your search for a local REALTOR® who will work best for you and your needs as early in the process as possible.

“It’s never too early to start working with a REALTOR®,” Halabi says. “They’re the first draft in your real estate team, as they can help connect you with a mortgage broker, lawyer, and anyone else you need.”

In addition to connecting you with their network of professionals, a REALTOR® can also answer any questions you may have, keep you informed about the latest ups and downs in the market, walk you through each step in the home buying process, and help you negotiate the best possible price for your new home.

If you don’t already have a REALTOR®, ask friends or family members for recommendations, or check out reviews of REALTORS® in your area online and through social media. You can also use our Find a REALTOR® tool to narrow your search down by location, languages spoken and areas of specialization.

“Getting the conversation going with a REALTOR® is the first step in educating yourself in how the process works” Halabi says. “Work with someone you actually like, because you’re going to be spending a lot of time together, and you want to ensure you’re comfortable being honest.”

What to do before you buy

If you decide you’re ready to buy, there are a few simple things you can do to make the home buying process as seamless as possible, and get the best possible deal on your new home. Your REALTOR® will help build a plan for your specific needs and timing, but you can always start with the basics. This includes:

• Make a list of your wants and needs in a home, so you know exactly what to look for. Do you want a single-family home, a townhouse or a condo? How many bedrooms or bathrooms? What other features are important to you?

• Identify which neighbourhoods you want to live in. If you’re thinking about moving to a new area, check out our Neighbourhood Guides or ask your REALTOR® for advice.

• Find out your credit score, and see what you can do to improve it if necessary.

• Use an affordability calculator to figure out how much you can afford to spend on a home, and create a budget to make sure you stay on track financially.

• Get pre-approved or pre-qualified for a mortgage so you’ll know in advance exactly what price range you should be looking at.

• Lastly, find out if you’re eligible for the Home Buyers’ Plan (HBP), GST/HST housing rebate, home buyers’ tax credit, or any other federal home buying programs and incentives. If you aren’t sure what these programs are or if you qualify, check with your REALTOR®.

“The first step I always recommend to my clients is to get their pre-approval, so you know how much you can afford,” Halabi says. “Next, decide what your top neighbourhoods are. Then make a list of your must-haves and nice-to-haves. When buyers are prepared and organized, they won’t get caught up in an emotionally charged decision.”

For Hough, getting pre-qualified for a mortgage is almost always the best first step to take.

“In my eyes, every buyer must get pre-qualified,” she says. “There’s a misconception on pre-approval vs. pre-qualification. There are similarities in both… [but] pre-qualification is a more formal process, where we ask for all the documentation and information upfront to ensure if there are any obstacles during the mortgage process, we can address them.

“Pre-qualification helps the borrower clarify their budget, strengthen their offer and speed up the subject-to-financing process,” she explains. “Getting pre-qualified early on can save time and stress for the borrower.”

Maximize your down payment

If you still have some time between now and when you’re planning to buy, try to save as much as you can for that all-important down payment. This will help maximize your chances of getting approved and getting the best possible rate on your mortgage.

If you don’t have enough saved up to afford the home you want, creating a budget can help you save more. You can also grow your down payment in the meantime by putting what you’ve already saved into a safe, liquid investment like a GIC or high-interest savings account, or temporarily investing your savings in an RRSP, TFSA, or the new First Home Savings Account (FHSA).

“Investments with a short time frame such as 12 months or less should be in savings accounts or cashable GICs,” MacDonald notes. “There are a number of providers that offer high interest bonuses to new accounts, so it’s worth doing a bit of shopping.

“Buyers who haven’t owned a home in the last four years should also take advantage of the FHSA, which lets you contribute up to $8,000 per calendar year,” he adds. “You get a tax deduction for each contribution and no tax payable when you use the funds to buy your first home. But unlike an RRSP or TFSA, the contribution room doesn’t carry forward if you don’t open an account.”

Additional considerations for first-time home buyers

If you’re a first-time home buyer, there are some additional things you may need to prepare. For instance, some first-time buyers aren’t aware of how long the home buying process can take.

“The home buying process length can differ from buyer to buyer,” Halabi explains. “I’ve had clients who are very open to one or two neighbourhoods who found a home in a couple weeks. But others who have more specifics on their must-have list could take longer.

“Most sellers ask for a 30 or 60-day close,” he adds. Meaning, the final transfer of ownership would take place either 30 or 60 days after the agreement is signed.

Depending on your budget, you may need to start with a smaller or more modest home for your first property. This can allow you to build both your equity and your experience, while still getting your foot on the first step in the property ladder.

Plus, don’t put yourself in a situation where you buy more home than you can realistically afford or maintain. While you may be tempted to stretch your budget to get a home that seems perfect, being “house rich, but cash poor,” can be a very stressful—and risky—way to live.

“For people who are currently renting, the mortgage payment may be close to what you pay in rent,” MacDonald says. “But there are all kinds of other expenses associated with homeownership, like taxes, insurance and upkeep. If you don’t have exact numbers, use 2% or 3% of the purchase price to estimate your added monthly ancillary costs. Then try living for six months as though you already own the home, to see if you can do it before you make the leap.”

The information discussed in this article should not be taken as financial or legal advice. This article is for informational purposes only.

Source: https://www.realtor.ca/blog/hoping-to-buy-a-home-in-2025-heres-what-you-need-to-know/37423/1363

Learn how to avoid common landscaping blunders and how to remedy the ones that may already be creeping into your yard.

Mistake: Not Recycling Your Fall Yard Waste
Fall yard projects tend to produce a good amount of waste; what a shame to let good waste go to waste.

Solution: Compost It
Instead of tossing out those fall leaves, branches, clippings and other debris from your fall clean-up, dispose of them in an eco-friendly way. Rent a shredder and turn them into mulch, and put lawn clippings back on the lawn — they are both great fertilizers. Better yet, create a compost pile or build a compost bin. Layer yard waste with food scraps and in no time you'll have rich fertilzer that didn't cost you a dime.

Mistake: Neglecting Curb Appeal
Never underestimate the power of curb appeal. A lot of homeowners put all of their energy into the backyard, but the front of the house is where first impressions are made.

Solution: Do These Three Things
There are three simple improvements you can make that make a big difference. Paint your door a contrasting color than the base color of your home, keep the grass trim and green and plant colorful flowers.

Mistake: Excessive Lawn Tchotchkes
People often make the mistake of putting too many decorative items in their yard, which can distract from the beauty of the natural landscape.

Solution: Be Selective
Before filling your yard with a gaggle of garden gnomes, ask yourself why you're putting it there and how it fits the context of your overall design and plant materials. Stick with one choice, even if it is a little silly. One whimsical statement goes a lot further than 10.

Mistake: Planting in the Wrong Place
Improper plant placement is another common mistake. People often do not take into consideration the needed sunlight and exposure for their plants.

Solution: Read the Plant Tag
Be sure to pay attention to the little tag that you get when you buy the plant. When it comes to planting trees, you need to remember how big they could get and how much space they are going to need. Also think about focal points — choose something that's going to look good year-round.

Mistake: Leaving Tools Out in the Elements
Let's be honest: Quality tools cost a pretty penny so leaving them out to ruin in the rain is like throwing money away. Plus, rusty shears will make uneven, dull cuts that can harm even healthy plants.

Solution: a Dedicated Storage Spot
Whether it's an organized corner in your garage or a standalone garden shed, storing expensive garden tools indoors will prolong their usefulness for many years to come.

For more tips, visit: https://www.hgtv.com/outdoors/landscaping-and-hardscaping/25-biggest-landscaping-mistakes-pictures