Living rooms can sometimes be overlooked now that so much of our at-home socializing takes place around a table in an open-plan kitchen space, but nothing beats being able to sit comfortably with friends and family, to talk, enjoy a drink or watch a movie.

Comfort is key to creating a relaxed, sociable living space, so concentrate on getting the style and position of the seating right, then build up from there, adding fun touches, handy side tables and just the right lighting.

1. Provide Different Types of Seating
If sociable means entertaining friends and family of all ages, work in more than one seating type. While squishy sofas may suit those who want to kick off their shoes and snuggle down, older visitors may prefer the support of an upright chair. Children may prefer floor cushions or stools.

2. Light a Fire
Humans have gathered around fires for millennia, to eat, talk, warm up and feel safe. Lighting one in your living room produces the same sense of sociability and comfort.

3. Face Each Other
Sofas that face each other, rather than a TV, promote conversation. Make sure they’re positioned close enough together that you and your guest aren’t shouting at each other across the divide.

Just because you’re squeezing in two sofas doesn’t mean you need to scrimp on size. In this room, two sizable couches are positioned opposite each other with a pair of armchairs completing the seating arrangement.

4. Provide Several Surfaces
Tables on which you can pop a mug, glass or bowl of snacks are essential to a sociable living space.

5. Consider a Corner Sofa
Nothing says sociable like a corner couch. This flexible, space-efficient form of seating works particularly well for big families with modest living rooms. It provides a large expanse of comfy seating, which encourages teens to lounge and toddlers to get cozy.

To make this type of seating even more functional, consider a coffee table that can doubles as a footstool. The extra surface will provide even more opportunities for everyone to stretch out.

6. Get the Lighting Right
A sociable living room needs lighting that creates a warm atmosphere, but without being too dim. You want to be able to see your guests, after all. Weave in a flexible mix of lamps and ceiling lights to create a soft, layered look.

7. Install Sliding Doors
In this home, Nick Taylor of IMBY3 Architecture & Design designed sliding barn doors between the kitchen and living space. When closed, the living room feels cozy and intimate.

Source: https://www.houzz.com/magazine/7-ways-to-make-your-living-room-sociable-stsetivw-vs~158150633

Canadian winters demand more from our homes than almost any other season. Without the right winterization tools, cold weather and harsh freeze-thaw cycles can quickly lead to unexpected repairs and higher energy bills.

Whether you own a house or rent, the right winter upgrades can help you stay comfy, lower heating costs and keep your home safe during months of snow, ice and freezing temperatures. If you’re looking for smart ways to keep warm, minimize drafts and improve your winter comfort, this comparison guide will help you choose the best options for your home.

Why winterization matters in Canada

Prepping your home to endure cold winds, heat loss through windows, heavy snowfalls and dry indoor air are common challenges Canadian homeowners face. As soon as you crank up the thermostat, indoor air tends to get dry (without humidifiers, of course), but what’s worse is if you have uninsulated areas or drafty doors and you’re watching your heat (and hard-earned money!) slip through the cracks.

Outdoor surfaces can also become slippery or difficult to manage when its snowfall warning after snowfall warning. Without preparing, these challenges can lead to higher energy use, less comfortable living spaces and safety concerns. Taking steps to winterize your home helps reduce heat loss, supports energy efficiency and creates a more comfortable and secure environment throughout the season.

Let’s look at a few easy ways how.

Window insulation film: how to insulate windows in cold weather

Windows are often one of the main places where heat escapes during the winter months, particularly in older homes or rental units. Even well-sealed windows can let in small drafts once temperatures drop.

Adding a layer of window insulation film creates a clear barrier that helps limit heat loss and keeps indoor spaces more comfortable, all while using less energy. It’s a simple, affordable upgrade that can make a noticeable difference through the colder season.

Heated snow melting mats: how to keep your walkway ice-free all winter

Driveways and walkways can quickly become slick and difficult to navigate once snow and ice start to build up. Keeping these areas clear is important for both safety and property maintenance, especially during frequent storms. For homeowners who want a long-term option, snow melting mats help prevent ice from forming in the first place, which reduces the need for regular shoveling or the use of salt that can wear down concrete in certain areas. These mats work well on steps, walkways and smaller driveways.

Why smart thermostats are worth the upgrade

Smart thermostats are a popular home upgrade and for good reason. They make it easier to stay comfortable while helping reduce energy use. Many Canadian homes still rely on basic thermostats, so switching to a smart model can make a noticeable difference, especially during the winter months.

Smart thermostats learn your daily routine and automatically adjust the temperature based on when you’re home, away or asleep. That means less wasted heat and, in many cases, lower heating bills. You stay cozy when you need to, without constantly fiddling with the settings.

They’re also simple to use. You can control the temperature from your phone, keep an eye on energy usage and even use remote sensors to help balance heating from room to room. Some models can manage humidity or send alerts if your HVAC system needs attention. Altogether, it’s a practical upgrade for homeowners and renters looking for better control, improved comfort and potential savings throughout the colder season.

Snow shovels, ice chippers and snow blowers: why these are essential

Snow can pile up fast during a Canadian winter, and keeping walkways and driveways clear is key to having a welcoming home. While heated mats can help with small areas like steps or entryways, larger spaces usually call for reliable snow-removal tools.

A sturdy shovel is a go-to for everyday clearing, especially after lighter snowfall. When ice builds up or snow becomes packed down after freeze-thaw cycles, an ice chipper can help break it up. For bigger jobs, like long driveways or wide walkways, a snow blower can make the work faster and far less physically demanding.

Why Canadian homes need humidifiers

Indoor air tends to get very dry during the winter months. Cold outdoor air holds less moisture to begin with, and once it’s heated, even more humidity is lost. The result can be dry skin, static electricity, and even damage to wood floors or furniture. A humidifier helps bring moisture back into the air, making your home feel more comfortable while also helping protect your space.

Making winter more comfortable and efficient

Getting your home ready for winter is one of the simplest ways to stay comfortable while keeping energy costs in check. The upgrades highlighted in this guide, from window insulation film and heated driveway mats to smart thermostats, snow removal tools and humidifiers, are well suited to Canadian winters.

Together, they help keep your home warmer, improve safety around your property, and make day-to-day winter living a little easier. Whether you rent or own, these winter-ready upgrades can help you enjoy a more comfortable and efficient season ahead.

Source: https://www.realtor.ca/blog/the-best-winterization-upgrades-every-canadian-home-needs/40246/1367

If you’re looking for further rate drops from the Bank of Canada before jumping into the real estate market, maybe don’t hold your breath.

On Dec. 10, the Bank of Canada decided to keep its policy interest rate at 2.25%, following two consecutive 25 basis point cuts made in September and October.

The consensus among Canadian economists is that this will more or less be around the rate we see throughout 2026, barring any exceptional political or economic events.

For anyone thinking of buying a home in the new year, or for anyone already carrying a mortgage, this outlook actually signals a moment of relative stability in borrowing costs.

We spoke to Ryan Biln, Economist at the Canadian Real Estate Association (CREA), to get a better understanding as to what the Bank’s decision means for Canadian home buyers, sellers and homeowners.

What should prospective home buyers keep in mind if they are looking to buy in 2026?

The short answer is this: interest rates probably won’t stray too far from where things are now. Biln suggests those looking to buy a home next year should focus less on waiting for further rate drops and more on their local market conditions and affordability levels.

For example, if you live in a market with properties sitting on the market longer than normal, you may start to see more bargains.

“Slower activity and higher inventory in some markets and for some property types may give buyers more time and choice compared to certain periods over the last decade,” Biln says.

What will Canadian real estate markets look like in 2026?

Looking at a national level, CREA is forecasting 509,479 home sales in 2026—up 7.7% compared to this year—hitting a level not seen 2021. That amount is still slightly under the 10-year average, however.

The national average home price is forecast to increase by 3.2% from 2025 to $698,622 in 2026. This would mark the sixth straight year where the national average home price has hovered around the $700,000 range.

“Demand will remain strong, driven primarily by Canada’s largest age cohort, those in their late 20s and in their 30s, who continue to enter the housing market and are more willing to relocate from within provinces and between provinces to secure housing,” Biln says.

What if your mortgage is up for renewal in 2026?

The Bank of Canada reports more than 60% of all outstanding mortgages are expected to renew in 2025 and 2026 as many Canadians took advantage of the ultra-low rates being offered back then when we were recovering from pandemic shutdowns.

Those renewals will come with payment increases, as most borrowers tended to opt for five-year fixed mortgages.

“These overall numbers, however, hide large differences between borrowers and between types of products,” the Bank states. “For instance, mortgage holders with a five-year, fixed rate contract renewing in 2025 or 2026 could face an average payment increase of around 15% to 20% compared with their payment in December 2024. Those with variable rates and variable payments could see an average payment decline of around 5% to 7%.”

The classic question: fixed rate mortgage or variable rate mortgage?

Right now, you may qualify for a five-year fixed rate for as low as 3.79%.

Fixed rates have edged slightly higher in recent weeks, and broader economic factors could play a role in where they go next.

Over the past 20 years, variable rates have outperformed fixed rates, except during the early pandemic days.

“Variable rates are now lower than the average five-year fixed,” Biln says. “Looking ahead, it’s hard to tell which would be the better option, but prospective home buyers should carefully weigh the risks and benefits of each mortgage type and term, and choose the best option for their financial situation and risk profile.”

The information discussed in this article should not be taken as financial or legal advice. This article is for informational purposes only.

Source: https://www.realtor.ca/blog/bank-of-canada-holds-rate-at-225-what-this-means-for-mortgages-in-2026/40224/1362

When the weather changes from a crisp fall breeze to a freezing winter chill, there’s something about decorating for the holiday season that brings a feeling of warmth and coziness to your home. To help you deck the halls without going over budget, we’re sharing some tips about how to save on holiday décor while keeping it classy. By using what you have, investing in long-lasting pieces, checking out thrift stores and doing a few DIY projects, you can make your home feel merry and bright on any budget.

1. Skip the red and green for a more modern look
Vibrant red and emerald green may look good on Santa Claus, but when it comes to decorating your home, a seasonal but more subdued colour scheme can save you money while offering a modern holiday feel. To achieve a chic holiday look without the tinsel, consider investing in pieces that will last all season long instead of spending on holiday décor items you’ll want to hide away after December. Items like a plaid throw blanket, pillows in fall hues or a centrepiece with seasonal fruit like tangerines will bring a classic holiday warmth to your home from fall to spring.

2. Score unique finds and reduce waste by shopping at thrift stores
Not only is shopping at thrift stores for holiday décor affordable, it’s also more environmentally friendly.. From unique serving trays for holiday cookies to wooden crates for displaying gifts or vintage glassware to decorate your table, thrift and antique stores offer plenty of inspiration for holiday décor on any budget. To ensure you find pieces that’ll work in your home, think about items that might have more than one purpose like a tablecloth that could be used as a Christmas tree skirt or a vintage tin bucket that could be used for a seasonal floral arrangement on your front porch.

3. Wrap gifts early and put them on display
Avoiding last-minute holiday shopping pays off in more ways than one. Not only will you miss out on long lines and delayed shipping times, there’s nothing more cheerful than a pile of wrapped gifts under the tree to make your home feel ready for the holidays. To save on wrapping costs, consider using recycled paper (newspaper or last year’s wrapping paper) or brown kraft paper. Twine instead of ribbon is an affordable and more sustainable holiday-themed option, and a few sprigs of green pulled from your backyard or a walk in the woods will make your gifts look like a scene from a Hallmark holiday movie.

4. Visit the dollar store with a few DIYs in mind
Discount or dollar stores are a no-brainer for affordable holiday décor like twinkle lights, tinsel ornaments and just about anything you need to deck the halls. If you find dollar store items are more tacky than charming, consider doing a DIY project to bring new life to discount holiday décor. For example, a miniature holiday village made with plastic or ceramic houses found at the dollar store can easily be transformed into a modern holiday scene with a spray coat of paint that matches your décor (solid white is a classic option). Add a battery-powered tea light candle and you’ll create a classy holiday village for just a few dollars.

5. Skip the traditional tree and decorate a houseplant instead
Decorating a fir, spruce or poplar is a holiday tradition in many households. But if you live in a small space, are sticking to a budget or simply want to switch it up, decorating houseplants you already own is an easy and affordable way to transform your home in an Instagram-worthy holiday scene. Simply hang a few ornaments and add a string of twinkle lights and you won’t miss the traditional tree. If houseplants feel more tropical than traditional, consider going for a nature walk to find free seasonal greens like sprigs of cedar, pinecones, acorns or other evergreen cuttings to display in your home.

6. Decorate and display a gingerbread house
Decorating a gingerbread house is a must-do holiday activity for many families, and they’re not just for kids. Gingerbread houses are whimsical, sweet and do double duty as decoration and dessert. Plus, DIY gingerbread house kits are affordable and easy to find at most grocery stores. Add a tablecloth and display your gingerbread house on a pretty plate or cake stand to make it a budget-friendly decoration worth waiting until Christmas to eat.

Decorating on a budget doesn’t mean missing out on that warm and cozy holiday feeling. By getting creative, shopping for multi-purpose pieces and hunting for deals on unique items, you can stick to a budget without sacrificing on holiday style.

Source: https://www.realtor.ca/blog/6-classy-ways-to-decorate-for-the-holidays-on-a-budget/15714/1367

In today’s connected world, smart doorbells have become a must-have upgrade for many Canadian homeowners. They offer convenience, visibility, and peace of mind right at your doorstep(and fingertips).

Beyond a simple chime to let you know someone is the door, these devices stream live video, send real-time alerts, and let you talk to visitors directly from your smart device, even if you’re out getting groceries or on vacation.

How smart video doorbells provide you with more security

Smart video doorbells have quickly become one of the most accessible ways for homeowners to enhance their security without major renovations or complicated installations.

These devices allow you to see, hear, and speak to visitors from anywhere, giving you real-time awareness of what’s happening at your front door. Motion-activated alerts and high-definition video mean you’re notified the moment someone steps onto your property. For busy Canadian households, this added visibility offers peace of mind whether you’re at the office, running errands, or away on vacation.

Beyond monitoring, smart doorbells act as a powerful deterrent. The presence of a camera alone can discourage unwanted visitors, while two-way audio lets you say something instantly and create the impression that someone is always home.

Many models also store video clips that can help resolve delivery issues or support police reports if needed. Combined with simple installation and integrations with existing smart-home systems, smart video doorbells offer a practical, affordable way for Canadian homeowners to strengthen their home’s security.

Common concerns about smart doorbell

Even with their rising popularity, some homeowners still feel unsure about whether a smart video doorbell is right for them. Questions about setup, cost, and long-term reliability can make the decision feel more complicated than it needs to be. The good news? Newer models have come a long way, offering smarter features, easier installation, and thoughtful design updates that address many of these concerns.

Here are a few common worries and what to consider when choosing a model.

• Subscription costs: Some brands charge a small monthly fee for video storage or advanced features. If that’s a concern, look for options with local storage or free cloud plans that still offer essential functionality.

• Installation challenges: Older homes, condos, or units without existing doorbell wiring might require a different setup. In those cases, battery-powered models provide a simple, reliable solution with minimal tools required.

• Privacy and data protection: Many homeowners want to ensure their footage stays secure. Look for smart doorbells that offer strong encryption, customizable activity zones, and flexible recording settings so you stay in control of what gets captured.

• Cold-weather performance: Canadian winters can be tough on electronics, especially battery-powered devices. If you’re in a colder climate, consider wired or hybrid systems that maintain consistent performance year-round.

How secure are smart doorbells

Security is a key consideration when investing in a smart camera doorbell. Leading models now feature encrypted video, secure logins, and regular firmware updates to safeguard your home and data.

Added tools such as night vision, two-way audio, and motion detection enhance both protection and convenience.

Below are some key features to look for and why.

• Encrypted video streams: Keep footage private and protected.

• Tamper alerts: Warns you if the device is disturbed or removed.

• Local storage: Saves recordings directly on the device instead of the cloud.

• Two-step verification: Strengthens account security.

Are smart doorbells difficult to install?

Most smart doorbells are built with simplicity in mind, making them easy for homeowners to install without professional support. Battery-powered models are especially straightforward as you just charge the device, connect it to your home’s Wi-Fi, and snap it into place using the included mounting bracket. No wiring, drilling, or electrician required.

Wired options do take a bit more planning. You’ll need to switch off the power and connect the doorbell to your existing chime system, which can be a good fit for homeowners who want a consistent power source.

For renters and condo dwellers, wireless doorbells with adhesive or removable mounts offer a convenient, no-damage alternative.

While professional installation is always an option, it’s typically only necessary for more advanced or fully integrated home security setups.

What to consider when choosing a smart doorbell in Canada

Choose models specifically designed for Canada’s climate, with hardware and batteries tested to perform well in freezing temperatures and wet weather.

Look for smart doorbells that offer bilingual English and French support and meet Canadian privacy and data protection requirements (the good news is most products for sale in Canada will adhere to these requirements).

Select devices with built-in local storage if you want to keep your footage private and reduce dependence on external cloud servers. Remember, a , reliable night vision feature is essential for clear footage in low light. Ensure your home Wi-Fi provides a strong and stable signal at the front door to maintain clear video and reliable alerts, and try to select a reputable brand that provides solid customer support and warranty coverage in Canada.

Your next step toward a smarter, safer home

Investing in a smart doorbell is an easy, practical way to make your home feel safer, more convenient, and more connected. With thoughtful features designed for different lifestyles and property types, today’s devices do far more than send a simple alert.

Source: https://www.realtor.ca/blog/upgrade-your-front-door-smart-doorbells-canadian-homeowners-loved-in-2025/40079/1367

For most, the extent of our heating, ventilation, and air conditioning (HVAC) systems knowledge is as follows: when it’s cold out, turn on the heat and when it’s hot, turn on the A/C. However, as homeowners, it’s important to know how these systems work, what maintenance is required, and when it’s time to look at updating your system.

The basics of HVAC systems

Your home’s temperature control system typically includes three basic components:

• a source for warm or cool air, such as an air conditioner or furnace;

• a means of distributing the air throughout your home, such as ducts or vents and

• a way to regulate the temperature, such as a thermostat. Fuel or energy is used to make the system run – everything from electricity to natural gas to propane.

The whole system, including the air conditioner, heat pump, furnace, ductwork, filter, air quality products, etc., is also known as a Heating, Ventilation, and Air Conditioning (HVAC) system.

How HVAC systems work

With most heating systems, fuel or energy, such as electricity, gas, oil, or wood, is used to produce heat. This heat is distributed through your home via ducts or pipes depending on your system. Some systems (like a ductless heat pump) distribute the heated (or cooled) air directly.

Traditional air conditioners have two components: an indoor coil and an outdoor condenser. These components absorb heat and humidity from within your home and move it outside to an outdoor unit. Refrigerant in your cooling system is key to this process. The refrigerant undergoes a transition from a gas to a liquid state, cooling warm when it comes into contact with the coils.

Ventilation refers to things like air distribution (ductwork), exhaust, filtering, energy recovery, and the like.

Most systems fall into one of these categories:

• Split systems—These are the most common systems, where there is one unit to heat air and another to cool it. The heating system is housed inside (usually in a basement) and the cooling system is placed outside. Hot and cold air is distributed throughout the home by ducts.

• Ductless systems—These systems have individual units that produce both hot and cold air for a specific room or zone. An unit is mounted indoors and is connected to an outdoor compressor.

• Hybrid systems—These systems are set up and function similarly to a split system. The difference is they can switch between fuel source (typically gas and electricity) to help maximize efficiency.

Common heating and cooling systems

Forced-air systems
These systems blow heated or cooled air through your home. A forced-air system distributes heat produced by the furnace or the coolness produced by a central air conditioner through an electrically powered fan, called a blower. The blower forces the air through a system of ducts throughout your home. As the warm air from the furnace flows into the rooms, colder air in the rooms flows down through another set of ducts (the cold air return system), to the furnace to be warmed. Central air conditioning systems use the same forced-air system, including the blower, to distribute cool air and bring warmer air back to be cooled.

Heat pumps
A fuel burning furnace is different from a heat pump in that it requires a fuel to produce heat. A heat pump takes heat out of the air (even when it’s really cold), compresses it, and moves it to another location. In the winter, that means moving heat inside, and the reverse in the summer. Heat pumps can be used in a split system (and ducted) or there are ductless options.

Geothermal heat pump
Where a traditional heat pump uses the outside air, a geothermal system uses the relatively constant temperature of the earth to transfer heat to and from your home through buried pipes (ground loops) to a heat pump.

Boilers
A boiler heats water which is then distributed through the home through pipes via radiators or a coil in your ductwork which is then distributed by an air handler. Boilers send cold water, hot water, or steam through pipes that run throughout your home.

Radiant systems
Radiant systems are run by a boiler and distribute heat using a radiator. Water is heated up by the furnace and heat is distributed through pipes that are embedded in the walls, floors, or ceilings. Radiant systems can only be used for heating.

How to maintain your HVAC system

No matter what HVAC system you have, like most things in your home, they require regular maintenance. Taking care of your system can reduce your energy bills, resulting in the need for fewer costly repairs, better air quality, and less system breakdowns. While it’s best to leave maintenance of these systems to the pros, there are some things you can do to help extend their life:

Maintenance checklist

• replace air filters regularly (every 30 to 90 days);

• check your smoke and carbon monoxide detectors monthly;

• inspect ducts for dust, mould, or debris and consider having them cleaned (especially if you have pets or after a reno);

• during and after a heavy snowfall, make sure your furnace’s exhaust vent isn’t obstructed;

• remove any debris from around your outside HVAC unit and clutter from the indoor unit;

• ensure your outdoor HVAC unit is level;

• ensure your thermostat is calibrated to your comfort preferences and monitor your energy bills accordingly;

• check the batteries in your thermostat at least once a year; and

• schedule regular HVAC maintenance with a trusted professional.

Signs your heating or cooling system needs to be replaced

The average lifespan of an HVAC system varies, typically anywhere from 10 to 25 years. Some symptoms that may suggest it’s time for a replacement include:

• it’s old;

• it’s unreliable and needs frequent repairs;

• it runs constantly;

• some rooms or zones in your home are not heating or cooling properly;

• air quality in your home is noticeably poor, such as excessive dust, high humidity, or the presence of a mouldy odour; and/or

• your energy bills have been unexpectedly increasing.

An outdated heating or cooling system won’t be as effective or energy efficient and can cost you more money compared to the cost of a new system. The cost of a new HVAC system depends on many factors, including the type of unit you’re installing, if new ducts are required, labour requirements, the size of your home, number of floors and bedrooms and bathrooms, and weather.

Understanding the heating and cooling system you have, as well as how to maintain it, is a key component to homeownership. After all, an HVAC system that runs smoothly means comfort no matter the season!

Source: https://www.realtor.ca/blog/home-maintenance-101-understanding-heating-ventilation-and-air-conditioning-hvac-systems/30159/1367

This fall could shape up to be a fantastic time to enter the real estate market, whether you’re a buyer or a seller. The latest data from the Canadian Real Estate Association shows home sales in September were down from August, but that is actually setting up the stage for an end-of-year revival thanks to pent-up demand and lower interest rates.

If you’re thinking of listing your property this fall, there are a few simple things you can do to get your home ready to help it sell faster, easier, and at the highest price possible.

The advantages of selling in the fall
“The question isn’t so much whether buyers will return, but when,” explains Brendan Powell, a REALTOR® and Broker of Record with the BREL Team at Bspoke Realty in Toronto, Ontario. “The reality is, buyers will come back when they feel conditions are favourable. All sellers can do is be ready for when that happens.”

Luckily, while most homeowners think of spring as the ideal time to sell, the fall is actually a great time to list your home. Just some of the benefits of selling in the fall include:

• typically there are less listings compared to spring, which helps your home stand out;

• late winter and early spring can be a mucky mess to get your home all spruced up, but late summer and early fall provide great opportunities; and

• more serious buyers who want to move in before the snow arrives, including people relocating for work or empty-nesters downsizing after their kids have left for school.

“September and October have consistently been busy times. Yes, that can mean more competition, but with more eyeballs, your home will benefit from broader exposure than in deep summer, when many Canadians tune out to enjoy the warmer weather.”

How consumers are feeling heading into Fall 2025
According to the RE/MAX 2025 Fall Housing Market Outlook report, following a pull-back of buyers during the first quarter of 2025, the Canadian housing market may be turning a new leaf this fall. Improved affordability and a boost in inventory levels could entice cautious buyers back into action, RE/MAX says.

“Canada’s real estate landscape paints a complex picture of resilience and caution, influenced by regional nuances and continued economic uncertainty. From seller-driven markets across much of Atlantic Canada and the Prairies, to buyer-friendly conditions in Ontario and British Columbia, the nation’s housing market reflects a delicate balance,” says Don Kottick, President of REMAX Canada.

The report states of Canadians planning to buy their first home within the next 12 months, 28% of them have a down payment of at least 20% saved.

About 68% of respondents said a 5% to 10% drop in property prices would make a meaningful difference in their ability to enter the market.

The interest rate cuts are also boosting the confidence of potential first-time home buyers in Canada, with younger Millennials and Gen Zs who are already actively saving feeling hopeful they’ll be able to enter the market soon.

According to the 2025 REMAX survey conducted by Leger, 63% believe they’ll be able to secure their asking price—a sign sellers may already be aligning their expectations with what buyers are willing to pay in today’s more balanced markets.

Make a great first impression
Once you’ve decided to sell, work with your REALTOR® to put together a plan to make sure you put your home’s best foot forward. For example, if there are any reno projects you’ve been putting off, like replacing old door knobs, fixing that broken step on your deck, or giving the interior of your house a fresh coat of paint, now’s the perfect time to get them done.

To brighten up the shorter days and darker nights that come with fall, clean your windows and screens, add some decorative accent lamps to any dark corners in your home, and open all the blinds, curtains and window coverings during showings to let in as much light as possible.

You might also want to consider adding some seasonal touches to your indoor décor, like hanging a fall-foliage-inspired wreath on the front door, or adding some orange or red throw pillows or blankets. To prepare your home for showings, turn your fireplace on if you have one, or add a sweet seasonal scent to your home by baking some gingerbread cookies or a pumpkin pie.

Consult with your REALTOR® before doing any staging on your own because fall overkill can distract buyers or completely turn them off of your home.

Stay on top of cleaning and upkeep
While fall leaves may be pretty to look at, they can also make a mess out of your otherwise pristine yard. If you have a showing or open house coming up, double check to make sure no one’s been tracking in any mud or dirt. To really maximize your curb appeal, don’t forget to consider what’s outside your home as well.

“Fall means yards and gardens are approaching the end of their summer foliage,” Powell says. “So clear out any flowers and plants that dry up in the fall, and stay on top of all those leaves. If you’re listing late in fall, consider adding some decorative outdoor plants that stay beautiful well into the colder weather, like decorative cabbage or black-eyed Susans.”

Of course, the last thing you want to discover on a cool autumn evening right before a buyer is coming to see your home, is that your furnace is on the fritz! Since most of us don’t use our furnaces much in the summer, a fall listing can be a great occasion to have your HVAC system cleaned and inspected.

Put the latest technology to work for you
Between virtual and 3D tours, 360-degree views, and remote showings, the technology associated with selling a home has come a long way in the past few years. Your REALTOR® can help put those technologies to work for you.

“If you plan to sell later in the year, get some outdoor photos done now, before the snow comes and the cooler weather hits,” Powell says. “Even if you’re still prepping inside, it’s worth a little early effort to capture what the summer peak looks like.”

“While your own snapshots might be fine, ask your REALTOR® to bring in their professional photographer ahead of time,” he adds. “Have a rock-star backyard? It may be worth shooting some drone photography or video to really capture things before the cold hits.”

Do your research
Because there are usually fewer buyers in the fall, it’s essential to stay on top of what’s happening in the market. This means having your REALTOR® do research on things like comparable listings in your area, tracking where your local housing market is headed, and understanding what buyers are looking for in a home right now.

“Changing demand, buyer expectations and your competition will all impact your sale’s timing and strategy,” Powell explains. “The right strategy could change from one day to the next, but the most successful sellers are the ones who listen to what the market, and their REALTOR®, are telling them, and act swiftly.

“Don’t get so stuck on a strategy, price or timing that you aren’t able to change it up to take advantage of opportunities,” he adds. “Your REALTOR® will know when to jump and when to pivot. Listen to them.”

Ask your REALTOR®
Lastly, when in doubt, ask your REALTOR® for advice! In addition to tracking the latest market statistics and keeping you informed about any future interest rate changes, your REALTOR® can walk you through each step in pricing, listing and getting your home ready to sell, and help you sell your property quicker, with less stress, and at the best price possible.

Source: https://www.realtor.ca/blog/get-your-home-ready-to-sell-this-fall/36786/1363

An appealing living-room arrangement requires more than a beautiful color scheme and nice furniture. There are other factors to consider, such as balance, proportion and placement. Not sure what that means for you and your living room? We asked three design experts to reveal the most common styling errors that people make and how you can steer well clear of them. Accompanying the text are images of beautifully designed living rooms that get it right.

1. Rug That’s Too Small

“A great rug can be the making of your living room. It grounds your furniture and, in an open-plan space, defines the living area,” says interior designer Gabrielle Reinhardt.

“The most common mistake people make when purchasing a rug is choosing one that’s too small for both the room and the furniture in it,” Reinhardt says. “A too-small rug sits separately from the furniture in the room, making the space look disjointed and feel uninviting.”

Solution. “Measure up your living room and the main pieces of furniture in it before you hit the shops,” Reinhardt says. “Ideally, the rug you choose should be big enough to allow the key pieces of furniture to sit on top of it.

“If your living room is not big enough to allow everything to sit fully on your rug, choose a style that is slightly wider than your sofa and allows for the front legs of your sofa and any smaller furniture pieces — such as side tables and stools — to sit on it,” she says.

2. Television Is the Focus of the Room

“The television is the ruin of most living rooms,” Reinhardt says. “Many homeowners will choose an oversize television that is too big for the room and then center all the furniture around it, forgetting that the living room is for entertaining and conversation too.

“I also often see living rooms with nothing in them but a television and a modular sofa or a sofa and a chaise,” she says. “A bare set-up such as this makes the room feel cold and unwelcoming, and suggests that the living room has no purpose beyond watching television — which can be an instant conversation killer.”

Solution. “The television can be an integral part of your living room without being the focus of it. The key is to conceal it as much as possible and create a space that performs dual functions as a watching zone and relaxing-social space,” Reinhardt says.

“A built-in wall of cabinetry or a ready-made cabinet with shelves are two smart ways to detract attention from a television or conceal it altogether. Use the open sections of the cabinetry to house books, photos, ornaments and other interesting things that will draw the eye from the television and add personality to the room,” she says.

“Also consider having a smaller television in your living room and keeping the oversize screen for a media room or spare room — if you’re lucky enough to have one — where it can be hidden behind closed doors,” Reinhardt says.

3. Squashing All the Furniture Against the Wall

“Pushing all your living room furniture up against the walls is another common styling mistake people make,” Reinhardt says. “I often see rooms where the sofa is against one wall, with a pair of armchairs against another, and the coffee table stranded in the middle of the room where nobody can reach it. The result is a dull room that feels a little like the waiting room in a doctor’s surgery.”

Solution. “Moving the furniture deeper into the room and setting up conversational zones will instantly make your living room feel cozier and more welcoming,” she says.

“The arrangement that works best will depend on the shape and size of the room. You may decide to put the sofa against a wall, with a pair of armchairs opposite it and a coffee table in between them. Or, if your living room is spacious, you may choose to place the furniture near the middle of the room, with space around it to move about,” Reinhardt says.

4. Sofa That’s Too Big or Small

“Selecting a sofa that’s the wrong scale for your living room is the biggest blunder people make,” says Lily Cumberland, interior designer at Coco Republic. “It’s important to remember that a sofa will often appear to be quite different in size once it’s out of the showroom and in your home.

“Color can also have an impact on how big a piece appears. A dark sofa with a skirt that goes to the ground, for example, can look quite heavy or imposing in a very small living room,” Cumberland says.

Solution. “Measure up your living room, the other furniture in the room, and the sofa you have your eye on before you buy. Always start with a floor plan first to ensure that the scale and proportion of the piece works in the space and provides enough room to move around with ease,” Cumberland says.

“Then consider the style of sofa. In a compact living room, consider a sofa on legs and with narrow arms to give the illusion of more space. If you have a large room, you might consider a more substantial sofa, such as one with wide arms that sits close to the ground,” she says.

Tip: “If you don’t have easy access to a floor plan of your living room, mark out the size of a potential sofa on the floor with painter’s tape or newspaper before you buy it to test the dimensions.”

5. Bad Lighting

“Even with the best layout and flow, bad lighting can ruin the look and feel of your living room,” Cumberland says. “Generally, the problem comes down to either too much or too little light, and not enough options to allow you to use the space for different functions.”

Solution. “Look to create a smart, layered lighting scheme in your living room consisting of different light sources, such as a ceiling pendant, table and floor lamps and up or downlights. Setting them on dimmers allows you to alter the lighting levels and mood to suit the occasion,” she says.

“A layered lighting scheme also allows two people to use the space at the same time for different tasks without disturbing each other. For example, one person might be watching television with the lights dimmed, while another person is reading in the corner of the room with a floor light on,” Cumberland says.

“There are three types of lighting you’ll want to include: ambient lighting — a gentle wash of light that allows you to move around safely; accent lighting — to highlight special features in the room, such as art; and task lighting — for reading and other tasks where you need to see clearly,” she says.

6. Artwork Hung Too High

“Artwork is often hung too high to be properly seen or appreciated,” says Frances Cosway, principal designer at White Pebble Interiors. “Gallery style is the only hanging style that allows for artwork to be hung higher than eye height as it combines artworks of different sizes to create a wall of art.”

Solution. “Artwork should be hung at eye height, with the middle of the piece approximately 63 inches from the floor.”

7. Tiny Coffee Table

“A coffee table that is too small for the living room and surrounding furniture is a common sight and leads to a couple of issues,” Cosway says.

“First, if your coffee table is not in proportion with the room, sofa and any armchairs, it looks wrong visually and the space won’t feel cohesive or comfortable,” she says.

“A too-tiny coffee table can also prove a practical challenge. If the coffee table is too small for the sofa or chairs, it will often get positioned far away from them in an effort to create a sense of balance, which makes it hard to reach,” Cosway says.

Solution. “As a rule of thumb, your coffee table should be between half to one-third of the length of your sofa. Look to position it about 16 to 20 inches from the sofa and armchairs so you can reach it comfortably.”

Source: https://www.houzz.com/magazine/7-common-decorating-mistakes-to-avoid-stsetivw-vs~166146496

At the start of the year, Canadian economists made their predictions of how they thought the national housing market would move for 2025. Yet, just like with the weather, sometimes there are fluctuations no one can quite predict. In this case those changes started south of the border. 

So where is the housing market going for the rest of the year? First we need to look back a bit in order to get a clearer picture moving forward.

How tariffs changed real estate markets for 2025 

The initial predictions for the market were a 8.6% rebound year-over-year from a sluggish 2024, says Ryan Biln, Economist with the Canadian Real Estate Association (CREA). With interest rates steadily declining and pent-up demand waiting for more affordable pricing, it would seem that 2025 would have been the year for home buyers to enter the market in impressive numbers. 

Instead, the first half of the year started slowly, in large part thanks to concerns about tariffs imposed by President Donald Trump. The unpredictability of the tariff announcements meant buyers were skittish about locking in investments, especially if they worked in industries that were threatened by large-scale job losses. Those economic worries ultimately translated into broader uncertainty, particularly when Canadians were already impacted by rising inflation and wage stagnation. 

Aside from our neighbours, influences from around the world changed the market as well. Restrictions on foreign buyers purchasing residential real estate had led to a drop in overseas investment. 

Changes in foreign involvement in Canada’s real estate markets have impacted the rental market as well. Over the last several months, restrictions on foreign students obtaining study permits for Canadian schools has led to a significant cooling off in the rental market, particularly near colleges and universities. 

Biln notes there have also been significant changes in Canada’s condo markets, particularly in larger cities like Toronto and Vancouver. Sale prices on condo units have decreased significantly, but the inventory that is flooding the market is not for everyone. For example, a one-bedroom or two-bedroom unit holds little appeal for a family with several children. For some pre-construction properties, Biln says buyers have begun walking away from their deposit so as not to lose more money on their investment.

Canadian home sales are rebounding heading into fall

While the year may have started off slowly, things may be looking up, albeit cautiously. Biln explains the national market just reached its fifth month of rising sales in a row, and the busiest August nationwide since 2021. 

Biln says the market is in a balanced state across the country at the moment, although that does not paint an entirely accurate picture. Ontario and British Columbia, for example, are experiencing more buyers’ markets, while the Prairies and Atlantic Canada are leaning towards sellers’ markets. And with the latest Bank of Canada move to lower interest rates, it should mean a modest increase in market activity.

Biln notes buyers still have concerns. Continuous headlines about a potential recession has many buyers shopping more cautiously, or still waiting for further signs of stability. While economic headlines have been less prevalent last summer, uncertainty is still there, and that anxiety is definitely having some impact.

How will local real estate markets fare to close out 2025?

It is nearly impossible to determine the forecast for the Canadian housing market because, as Biln notes, it does not exist—at least not in that way. The country is highly regional, and so the market in Vancouver may look different than it does in Edmonton, which is different from Toronto which can be entirely different from Halifax. 

In Toronto and Vancouver, the condo markets have taken a significant hit as noted earlier, which in those markets represents a sizable portion of the market. In parts of the Greater Toronto Area and Greater Golden Horseshoe there are signs of stabilization, and lower prices in some areas, but even these two cities are not identical. In Vancouver, affordability is still a challenge, but in the suburbs, the family-oriented housing market is, as Biln describes, “holding up better.”

In Edmonton, the market had started the year high, but appears to be cooling down moving into the fall. Housing prices are more affordable than nearby Calgary, and that affordability has made for a stronger market overall. However, the numbers show that local demand is still somewhat cautious. The Halifax market had seen a boom during the pandemic due to remote work and migration, and it remains active. While it has slowed slightly, other more-affordable markets throughout Nova Scotia have experienced a surge. 

No one has a crystal ball, and it is impossible to determine with any certainty what’s coming down the pipeline next. One thing is for sure though, a REALTOR® is still your best guide in the buying process. A licensed REALTOR® knows your local market, understands local trends, and can advise you on the things that are most important to you. 

Source: https://www.realtor.ca/blog/what-the-2025-fall-market-could-look-like/39634/1362

The Bank of Canada just made its first interest rate move since March. As of today, September 17, the key overnight policy rate has been lowered by 25 basis points, from 2.75% to 2.5%, its lowest level in three years.

Here’s what that means for Canadians who are watching real estate markets and why this shift could matter more than it seems to home buyers and homeowners.

What did the Bank of Canada do on Sept. 17?

The Bank lowered its benchmark rate, citing signs of a weakening economy, a softening labour market, lower inflationary pressures, and concerns about external risks, such as trade and tariff instability.

Because the overnight rate influences many borrowing costs (including the prime rate), changes here tend to ripple through to mortgage rates, lines of credit, and other variable-rate debt. The prime rate serves as the baseline for variable-rate mortgages and is increased or decreased in increments that match the Bank of Canada’s policy changes.

Screenshot from the Bank of Canada.

How homeowners benefit from a lower interest rate

One of the most immediate effects of a rate cut is for homeowners whose mortgages are variable, or whose payments adjust with the prime rate. The 2024 Canada Mortgage and Housing Corporation Mortgage Consumer Survey states about 23% of Canadian mortgage holders have a variable rate, while 69% opted for a fixed rate.

That means the September cut should translate into some instant savings for about one in every four Canadian mortgage holders.

What this means for people entering the housing market

Even though fixed rates aren’t directly tied to every move of the Bank’s policy rate, they are influenced by bond yields, market expectations, and overall borrowing costs. When the key rate falls, fixed rates tend to drift downward (or at least stabilize), especially if markets believe this is part of a broader easing cycle.

This means some home buyers who were previously priced out because of high interest costs may now qualify for the home they want. Lower interest payments mean a given income can support a somewhat larger mortgage.

Recent data from mortgage-rate aggregators show typical five-year fixed rates in many parts of Canada are now in the 3.7% to 4.5% range, and variable offers are close behind.

The outlook ahead: what CREA’s data says

The outlook for fall 2025 remains cautiously optimistic. The Canadian Real Estate Association’s (CREA) recent housing market report assumes that pent-up demand, combined with lower borrowing costs and a surge in listings could lead to a rebound in market activity across Canada. August proved to be the fifth straight month of increased home sales and new listings are up 8.8% compared to this time last year.

CREA Senior Economist Shaun Cathcart said if you’re a first-time home buyer this could be a sweet spot to time your purchase.

“I think we’re going to see a lot of (buyers) start to show up and start to pick these listings off any day now,” he said during the latest Housing Market Report.

Are further interest rate cuts likely to come?

Many economists had been betting on more rate easing later in 2025, depending on inflation behavior, economic output, and global uncertainty. With its move to 2.5%, the Bank has room, but will likely be cautious. Markets will be watching upcoming inflation reports, employment data, and international developments.

Why you should use a REALTOR® now

Your REALTOR® is your personal real estate MVP. While you’re figuring out financing, they can already get to work behind the scenes.

If you’re buying, this means setting up searches for you, attending open houses on your behalf, and asking around to their connections about what might be coming available.

If you’re selling, your REALTOR® can get to work marketing your property right away, getting it ready for staging and compiling documentation, all without severely disrupting your routines.

By now you know interest rates impact the Canadian real estate landscape and that likely isn’t about to change any time soon. Making the right decision at the right moment seems like a lot of pressure when you don’t know where interest rates will be on a month-to-month basis.

Thankfully REALTORS® monitor market trends and housing data to make sure, whether you’re buying or selling, your best interests are kept top of mind.

Don’t put it off any longer.

Source: https://www.realtor.ca/blog/what-the-bank-of-canadas-rate-cut-means-for-housing-markets/39555/1362

We’ve all experienced it: blistering temperatures, above our typical summer averages, that have us flocking to the comfort of our homes. But what about the plants in our gardens? Unless they are in a pot and can be brought indoors, plants are stuck outside, bearing the brunt of the heat wave with no escape. Most summers have a period of abnormally high temperatures that can be highly stressful for plants — even native and drought-tolerant species — resulting in wilting, sunburn and even death.

Thankfully, there are methods we can use to moderate the damaging effects of a heat wave. We will go over five ways to help your plants survive the heat, and look at how to determine if you can revive a “fried” plant.

Heat waves don’t arrive without warning, and today’s weather technology gives us several days in which to prepare plants for an onslaught of intense heat.

Definitions of what constitutes a heat wave vary, with most stating that it’s a period of abnormally high temperatures for that particular region. Some specify that a heat wave lasts at least two days, while others begin at five days. One definition I found stated that a heat wave is when temperatures are 9 degrees Fahrenheit above the average high.

Plants in containers are most susceptible to extreme heat, as the air temperatures can “cook” the roots as well as the tops. Shallow-rooted plants such as annuals are particularly sensitive to the effects of a heat wave, while most succulents are fairly tolerant.

Let’s start with the most important tip of all.

1. Give Your Plants Extra Water

High temperatures increase the rate that water is lost to the atmosphere from a plant’s leaves, resulting in wilting and sunburn damage. You’ll need to increase the amount of supplemental irrigation that they receive. It’s best to do this the day before the heat wave arrives.

When you water your plants is also important. Irrigating them in the middle of a hot day isn’t effective, as your shrubs and perennials are devoting all their energy to dealing with surviving the heat, not to taking up water. The best time to water plants is early in the morning, when temperatures are lower, which will help carry them through the day.

Avoid overwatering, which is also harmful to plants. If the soil is soggy, skip the extra watering session, as it will do more harm than good.

2. Provide Temporary Shade

On a hot summer’s day, we all look for a shady spot where temperatures are a few degrees lower. Unfortunately, plants can’t move toward the shade, but we can bring it to them.

Nurseries and big-box stores carry landscape burlap and shade cloth, which can be placed on top of plants to screen them from the sun. Other temporary shade methods include using a portable shade canopy to shield an area of the garden from the sun. Even a single patio chair can protect a low-growing plant.

If you have container plants, place them on rollers so that you can move them as needed to a shady area.

3. Mulch, Mulch, Mulch

Hot temperatures don’t affect just the parts of the plant that are above the ground; they also impact the roots. Adding a layer of mulch around trees, shrubs and ground covers will help keep the soil several degrees cooler while preventing it from drying out.

Apply mulch about 3 inches thick around your plants, spreading it to the drip line (where the branches extend out to) and taking care to keep it 6 inches away from the trunks of trees.

4. Avoid Pruning

It’s tempting to prune away sunburned growth, as it isn’t attractive, but put away those pruners. Although the outer foliage may be damaged, it’s protecting the interior of the plant by providing shade. Wait to prune away sun-damaged growth until temperatures return to normal. For extra safety, wait until summer is almost over before pruning away in case of the arrival of another heat wave.

5. Skip Fertilizing

As we talked about earlier, plants devote all their resources to surviving a heat wave. Because of this, they can’t spare the energy to take up fertilizer, which remains in the soil and can “burn” the plant. After the scorching weather has abated, go ahead and resume your regular fertilizing schedule.

Is Your Plant Dead or Alive?

The damaging effects of a heat wave can leave you with a “fried” plant. So, how can you tell if it’s dead or can be revived?

Wilting: This signals that a plant is unable to take up water quickly enough to replace what’s lost through its leaves, which is a common occurrence in unusually hot weather.

Whether or not a plant can recover is determined by the “permanent wilting point” of that particular type of plant. If it has gone past that point, then no amount of water will bring it back. However, if the leaves begin to plump up after being watered deeply, then the plant should be fine.

Sunburned leaves: This is another sign of heat damage. When this happens, check to see if the stems are green or pliable; if so, the plant is still alive. Additionally, if there’s still some green present on the leaves, then the plant is salvageable.

Avoid removing the sunburned leaves until the heat wave is over, as they protect the healthy leaves. If the majority of the plant experienced sunburn, let any leaves with green areas remain, as that green part still functions to photosynthesize to help the plant grow new leaves.

Source: https://www.houzz.com/magazine/how-to-help-your-garden-survive-a-heat-wave-stsetivw-vs~90673598

Adding to or remodeling your house is one of the most exciting and creative processes you can go through. But with all that responsibility comes pressure to make informed decisions that will last. How can you make sure to get the right design for your lifestyle, stay within your budget and maximize the return on your investment? Start with a great design for every room in your house — including (or especially) the bathroom.

Bathrooms, whether big or small, should always be well thought out and carefully located, and should function with multiple users in mind. We’re long past the era where there was one bathroom for every three bedrooms in the house, and everyone had all the time needed to use it. Today’s bathrooms need to be beautiful, use space efficiently and serve the users functionally. Avoiding common design blunders, as these rooms nicely do, can help you be happier with your bathroom for the long haul.

1. No View Out
No one likes a dark, damp bathroom with bad circulation — it’s no fun spending time in a space like that. If you’re building or relocating a bathroom, try to site it on an outside wall with windows.

If windows are not an option, installing an operable skylight can allow for the fresh air and natural light needed to make the space feel comfortable.

2. Clear View in From Public Rooms
I once worked on a large remodel for which the existing design had a bathroom in the dining room — seems kind of like a conflict of interests, right? Whenever possible, avoid locating the bathroom directly off one of the home’s public rooms — like the kitchen, living room or dining room.

This doesn’t necessarily mean you have to put in a long hallway, but create some sort of formal separation to break up the line of sight. The last thing you want is to be sitting in the living room with a glass of wine and looking straight into the bathroom at the toilet.

3. Making It All About the Toilet
That leads me to my next blunder: Avoid making the toilet the first thing you see in the bathroom, and avoid any sightlines to it from adjacent rooms. I like to put the toilet and shower in their own room while keeping the sink separate. This allows someone to take a shower while someone else gets ready at the sink.

In the bathroom floor plan here, the wall between the two rooms adds only a couple of inches to the overall size of the bathroom but doubles the room’s functionality.

4. Not Considering a Curbless Shower
A curbless shower makes a bathroom feel bigger and look cleaner — plus, it’s practical for aging-in-place homeowners, since it adheres to universal design principles.

This design can be fairly easy to achieve in a new bathroom and often in a remodel as well. Just make sure you talk to your architect or contractor about it in the planning stages prior to construction.

5. Thinking Bigger Is Better
That’s right: Bigger isn’t better; better is better. Whether you’re designing a large master bathroom in your dream home or trying to figure out how to squeeze in an extra bathroom for your growing family, the most important aspect of your new bathroom is that it has a great design that functions efficiently for your specific lifestyle.

The truth is, great design is less about how a bathroom looks (although it’s always nice when it looks fantastic) and more about how it works. Great design translates to a house that functions better, costs less to build, is more efficient to maintain and gets you more for less.

Source: https://www.houzz.com/magazine/5-common-bathroom-design-mistakes-to-avoid-stsetivw-vs~19332903