For our older loved ones, there comes a time when they may no longer be able to live on their own at home. In these cases, family members could find themselves dealing with the sale of a property they have not legally inherited while their relative transitions into an assisted-living facility or senior community.

So, what exactly does the process of selling your older relative’s home entail, whether it’s your grandparent or mother or father?

Magda Zecevic, a REALTOR®, Toronto-based master accredited senior agent, and salesperson with Royal LePage Signature, walks us through the important steps of selling a home for an aging or ailing relative.

Recruit the right REALTOR®

Before you sign your listing agreement, there are a few important steps to take when selling a property for a senior or ailing homeowner. This starts with hiring a REALTOR® who specializes in these types of real estate transactions.

You may want to consider working with a REALTOR® who is qualified as a Master Accredited Senior Agent (ASA). A professional who has this accreditation has received specialist training and can provide specific resources and services to assist seniors with their real estate needs, from handling paperwork to recommendations for living accommodations.

“You have to know a lot more than just a regular real estate agent,” said Zecevic. “It’s not just about ‘OK, we’re going to move a few things, get rid of some furniture, fix it up, get a stager, and put up the house for sale.’ You really have to look at what’s in the best interest of the client.”

Zecevic explains there’s no simple, straightforward solution when it comes to working with elderly homeowners​—every senior has a unique set of circumstances with their finances, health, family, and property that requires expert attention.

“You might have to roll your sleeves up because you might be dealing with a senior that has no family at all and they’re very scared, nervous, and vulne

Get all parties involved

At the start of the selling process, Zecevic says she likes to meet with the client and their family to see if they’re of the same mind and intentions, and to determine what their goals are for the sale of the home. This is also an opportunity to decide what the next step will be for the senior and what living needs they may have. 

You may also take this time to check for wills, powers of attorney, lawyers, and review where the money from the sale of the property is going, such as towards the expenses of long-term care. In cases where there’s a lot of stress or conflict between family members, you might start the selling process by hiring a counsellor to alleviate tensions and set the groundwork for a successful sale. 

When selling a property, it’s common to declutter your space and either sell or throw out possessions. In the case of a senior seller where some valuable or sentimental items may be expected to be left to someone, it’s crucial to review and document these pieces ahead of preparing the property for sale.

“If a senior is still OK, they might will an antique dish set or some other possessions to a certain person. You don’t really know,” said Zecevic. “If they’re cognitively not there, you really need to make sure everybody is on the same page, because let’s say you get rid of a dresser and you sell it and they’ve left it to one of their children, then there could be an argument.”

Prepare both the home and the seller

Putting a home on the market is a stressful event for any homeowner, but it can be especially difficult for vulnerable seniors or ailing relatives. 

In some cases, Zecevic explains it may be more beneficial to move the senior out prior to the home being listed. If repairs are needed on the property or people are coming over to assist with packing, Zecevic says she’s present with the senior seller so they’re not nervous with strangers coming and going from the house. 

You might be tempted to completely stage and renovate the property prior to listing it. Zecevic explains the priority should be to ensure the property is clean and free of any garbage, with some repairs and touch-ups made on the property where needed, like painting or removing damaged carpet. 

“I wouldn’t do any big, big staging and stuff,” she said. “If there’s something that needs to be repaired, again, it might not be worth fixing and just selling it as it is. It depends. [It matters] how the family and senior are involved.”

Take your time with offers

In today’s competitive housing market where there’s a shortage of supply, it doesn’t take long for purchase offers and hopeful buyers to quickly come knocking on your door. When working with a senior homeowner, however, the pace of the offer phase may be different than the norm.

Zecevic says she sees her senior clients in person during the daytime, making sure the offer allows for a couple of days for the client’s lawyer to ensure everything is above board. In some cases, an offer presentation date provides some control over the pace and process of how offers are received and reviewed. 

“It doesn’t matter whether it’s busy and there are 20 people waiting,” she said. “It doesn’t matter [because] my priority will be strictly the client and what’s in their best interest. If they’re cognitively available, I would sit with them and explain each one.”

When it comes to the process of selling a senior’s home, Zecevic emphasizes it’s important to ask your REALTOR® about their knowledge of senior accommodations where the client may live after the sale is complete.

If you’re starting the process of selling the home of an aging or ailing relative, consult the advice of a REALTOR® in your area.

Source: https://www.realtor.ca/blog/how-to-put-a-home-up-for-sale-for-an-aging-or-ailing-relative/23788/1362
Photo: Pexels.com

Winterizing your home creates a cozy space, lowers energy bills, and prevents damage such as broken eavestroughs or a cracked foundation. The following steps can be completed in a weekend—and all for less than $180.

Check that your rain gutter spouts are pointing away from your house and there are no blockages. Doing this can save you from an expensive and potentially catastrophic foundation problem. If water from the roof is repeatedly deposited beside your home, the soil becomes saturated with moisture. In the winter, that moisture turns to ice, which expands and creates cracks in your home’s foundation. Over time, those cracks become larger and larger until there is a flood or structural damage.

Extend the life of your furnace, save energy, reduce duct cleaning, and improve indoor air quality by changing (or washing) your furnace filters. Washable filters use an electrostatic process to capture dust and particles and although they cost more upfront (approximately $100), they pay for themselves in less than two years. Disposable filters cost an average of $20 each and should be changed every three months. Washable filters may be cleaned up to 60 times depending on the product specifications.

Drafts swoop down chimneys in the wintertime (even with the flue closed) and cold seeps through the walls of the stack. For as little as $40, a chimney balloon or plug fits just above the hearth and will keep your heat indoors and the cold outdoors by blocking the fireplace opening. Don’t forget that the opposite is true at the peak of summer. In July and August, when you don’t need a fireplace, seal it to save on air-conditioning costs.

Winter heating is typically the largest single consumer of household energy (e.g., gas or electricity). With rising utility costs, it makes cents to put on a sweater or an extra blanket instead of cranking up the heat. Turn down the thermostat at night and whenever household members are away at work or school.

A programmable thermostat is a convenient way to automatically set different temperatures for various times of the day and night. In the long run, this saves effort and money. However, these are best for standard furnaces. According to the U.S. Department of Energy, a programmable thermostat may interfere with the optimal functioning of heat pumps, electric resistance heating, steam heat or radiant floor heating.

Drafts can waste five to 30 per cent of a home’s energy, according to a report by the David Suzuki Foundation. Check for drafts by holding a lit stick of incense near doors, windows and chimneys; where the smoke wavers, there’s a draft. To seal windows, use weatherstripping tape, which costs as little as $5 per roll. For your doors, there are all sorts of products for less than $20 that either fit next to the door or wrap around the bottom.

Electrical outlets, especially those on an external-facing wall, can allow cold to seep into your living space. Conversely, in the summer, the outlets bring unwelcome warmth into your air-conditioned home. A simple once and done solution is to install insulating covers underneath the wall plates. These cost approximately $5 each.

Have you ever noticed the difference in the air temperature near the windows when you first open the curtains? Window glass is a poor insulator allowing some cold and heat to pass through. Heavy curtains are one solution. In the winter, when you want to enjoy as much natural light as possible, a better solution is insulation film. The thin plastic shrinks to fit the window with the heat of a hair dryer and costs as little as $15.

With a small investment of effort and money, you can enjoy a cozy, draft-free space as you save money.

Sources:

“How to winterize your home,” David Suzuki Foundation, accessed October 27, 2021, https://davidsuzuki.org/queen-of-green/how-to-winterize-your-home.

“Thermostats,” US Department of Energy, accessed October 27, 2021, https://www.energy.gov/energysaver/thermostats.

Main Source: https://www.sutton.com/blog/home-improvement/winterize-your-home

Everyone knows not to leave cash on the kitchen counter or jewelry sitting on your nightstand before an open house but there are other things besides valuables you should think about stashing away. Thankfully, with a bit of due diligence, it’s unlikely you’ll run into any issues.

“I’ve only had one screwdriver stolen during a property visit in my 23-year real estate career,” says Katia Samson, a REALTOR® and certified real estate broker with Group Sutton Centre Ouest in Montreal. “I always do a tour of the property before any showings and if I think an item should be put away, I tuck it in a drawer.”

With lots of visitors coming and going, you still want to be sure to secure, hide or remove these nine items. Your REALTOR® can help guide you through the process to make sure you’ve checked off the various items on this list.

1. Mail, private documents and passwords

If identity thieves don’t mind rooting through your garbage to find personal information, they will happily swipe it off your desk. Tuck away your mail, social insurance card, banks statements, passport, utility bills and credit cards. If you can’t take these things with you, hide them somewhere visitors won’t find them. This goes for your online passwords, too. Don’t display your Wi-Fi password and avoid leaving a list of your personal passwords taped next to your computer.

2. Ashtrays

You may already know the smell of smoke is a huge turnoff to home buyers, but even the suggestion people light up in your home is enough to make them move on to the next property.

“If a property smells like tobacco or marijuana, it will be very difficult to sell,” says Samson.

3. Plug-in air fresheners

Yes, you want your house to look and smell fresh, but buyers might be sensitive to that flowery mist. Worse, they might wonder if you’re trying to cover up a bigger problem. While you’re at it, avoid sloshing bleach or other harsh chemical cleaners everywhere before the open house begins–buyers might think you’re concealing mould issues and could be turned off by the harsh smell.

4. Fans or space heaters

Neither of these items will do you any favours in the décor department, but buyers who see spot heaters plugged in everywhere may also wonder if something is wrong with the heating system or if your home is poorly insulated. On the flipside, fans may suggest the house can get too hot.

5. Pets and their stuff

We know you’d never leave your dog–even in its crate–during an open house, but you may also want to pick up food dishes, slobbery toys, litter boxes and other things that suggest an animal lives in the house. Buyers who don’t like cats or dogs don’t want to wonder if your pet has peed all over the basement carpets.

“Any signs that an animal is part of the household should be removed from sight for visits,” says Samson. Which means, don’t forget to thoroughly vacuum furniture if your furry friend sheds everywhere.

6. Prescription drugs

Thieves are more likely to steal valuable medication than wander off with a piece of jewelry, so don’t make it easy for them to find any. That means clearing out the medicine cabinet, your night table drawer and your kitchen cupboard if you usually store meds there.

7. Fridge magnets and family photos

Take down the wedding photos, kids’ awards, plaques, school photos and even magnets on your fridge. “Items that might make clients uncomfortable should be put away as well, such as toothbrushes, sponges in showers, hygiene items and dirty laundry,” adds Samson.

Not only is this a good way to declutter, but buyers will be able to see themselves living in the space if it doesn’t seem so personal.

8. Valuable paintings, sculptures or heirlooms

Electronics are not the only items that can mysteriously disappear during an open house, so keep expensive things away from view. Even if thieves can’t walk out with a large sculpture, don’t tempt them to come back and steal it another time.

9. Your keys and remotes

Nothing screams, “Come back some time and rob our house or steal our car!” more than extra keys dangling from hooks in your entry hall; ditto for the garage door opener. Store these items in a safe, secure place or bring keys and remotes with you when the open house begins.

Anything else?

While it’s very unlikely you’ll encounter any issues during an open house, it’s good common sense to take precautions. Listen to your REALTOR® and use your best judgment for a safe and successful experience.

Source: https://www.creacafe.ca/9-things-sellers-should-never-leave-out-during-an-open-house/

There’s something about looking at images of a perfectly put together fridge or pantry that inspires you to do your own #fridgemakeover or reach #pantrygoals. It’s a popular trend on social media right now, but a well-organized kitchen isn’t just good for an Instagram post or TikTok video. Smart fridge and pantry organization can also help reduce food waste and inspire more home-cooked meals or snacks. If you have an appetite for organization, we’re sharing fridge and pantry hacks you can use in your own kitchen today.

Consolidate, decant, and label

The first thing to do is check what you have, toss out expired items, donate other unwanted items to a food bank (if accepted), and see what you have left. Once you know what you’re working with, batch similar items together and use a label maker, label sheet, or tape and marker to add visible labels with expiry dates to every item. Matching containers—either glass or clear plastic—help make it easy to see what you have on hand and will create a polished look in your pantry. If you don’t have storage containers, or you don’t want to buy any, you can still group things together based on their similarities and label them clearly.

There’s no right or wrong way to group your food items, but some of the more common categories are:

• By meal: group all your breakfast items together, your lunch items, snack items etc.
• By height: if you’re really going for aesthetics, grouping by height is a good choice.
• By function: all your spices in one spot, all your baking supplies in another, etc.
• By healthy choices: make it easier to grab a healthy snack by grouping them all in one. spot, and likewise for when it comes to finding a sweet treat.

You should also be sure to follow the FIFO rule—first in, first out. When you bring home a round of groceries, place the newest items towards the back and go through what you already have. This will help eliminate food waste and clutter.

Think outside the crisper drawer

We’ve all thrown away uneaten produce that was forgotten in a crisper drawer. To help your produce last longer and encourage healthy eating, wash and prep all your fruit and veggies before loading them into the fridge. This way, they’re ready to go when it’s time for a meal or snack. According to Oxygen Magazine, meal prepping can help take away the stress of healthy eating, since everything is conveniently ready when you want a quick snack. Make snacking simple by adding a labelled snack drawer to your fridge and filling it with healthy grab-and-go items you and your family love.

Opt for clear fridge containers with drawers or lids to help make produce easy to grab and go, and use the freed up drawer space to organize other items like cheese, meat, or backstock of milk or juice.

Stick to your own style

There’s no rule your pantry or fridge has to be filled with clear or white containers all items lined up in a row! If you’re into a more rustic style, aim to use natural materials like woven baskets, wooden boxes or crates, and glass jars of different sizes for a clean but homey look. In this example, glass jars make it easy to see what’s available while doubling as a design element on an open shelf. Plus, using recycled glass jars or baskets is environmentally friendly and often more cost effective.

Organize on your own budget

Wire bins, lazy susans, acrylic containers, and baskets can quickly add up with some items costing $20 or more per unit. Save money on your kitchen organization project by starting with what you already have at home, then looking for budget-friendly options at your local dollar or discount store. Dollar stores can offer inexpensive and cheerful solutions like baskets, containers, and jars in a range of materials. In this #pantrygoals example, dollar store organization finds are used to pull off a pantry overhaul on a small budget.

Use stadium shelving and turntables

Deep cupboards seem good in theory, but in practice they can become a waste of space. When you stack cans and boxes four or five deep, you lose sight of what’s available! Using stadium shelving, or shelf risers, lets you utilize the space towards the back but still keeps everything in view. Turntables offer the same convenience, letting you access things with ease.

Adjust your shelving height

Most pantries and fridges have adjustable shelves, but most people neglect to use them! If you buy a lot of tall items, such as cereal boxes or juices, make sure there’s a shelf to accommodate them. A good rule of thumb is to allow 2 inches of clearance above the tallest item on the shelf so you can add items easily.

Here are some typical pantry shelf measurements you should keep in mind:

• 6.5 to 7 inches for canned goods
• 14 to 16 inches for cereal boxes
• 18 to 20 inches for larger items (bags of potatoes or rice, soft drinks, etc)

Whether you opt for a total organization overhaul or make some simple changes to make your fridge or pantry more functional, a little effort can go a long way towards making the most out of your kitchen’s storage space. 

Source: https://www.realtor.ca/blog/5-fridge-and-pantry-organizing-hacks-you-can-do-today/22638/1366

Purchasing a property in the winter can be a pretty chill idea. Buying in the wintertime can be advantageous for both home buyers and sellers—with a smaller buying pool, the (typically) off-season market can lend more serious offers from motivated purchasers who benefit from less competition. However, wintery weather can make it tricky to assess a home when you can’t fully see the condition of the property under layers of ice and snow.

Don’t overlook the home’s exterior

A home’s first impression from the sidewalk is always important to consider when buying, and it’s no different during the winter.

Travassos and Rushforth agree it’s crucial to inspect the outside of the home in the winter time. Travassos notes you want to make sure the property’s driveway, outdoor stairs, and sidewalks are shoveled so you can clearly see their condition. A blanket of fluffy snow can also make it a challenge to gauge the property’s roof and grading to see if water is running away from the house correctly.

“Sometimes it can be difficult to see the condition of the roof or the shingles if they’re covered in snow, and then if all of the other roofs [in the neighbourhood] are covered in snow and yours isn’t, it means there’s probably not enough insulation—heat is getting out of the house that shouldn’t be,” explains Travassos.
Image via James Bombales

Landscaping costs for trees and grass can add up, so it’s best to get a sense of the condition of the back and front yards, too. Rushforth says a buyer should ask for pictures of the home in the summertime to assess the state of the yard, gardens, and any outdoor structures such as pools.

“You want to know what you’re buying, and the problem with [the winter], everything is covered,” said Rushforth. “You don’t know if there’s grass, if there are weeds, if there’s interlock, if there’s not interlock. Trying to get some recent summer pictures is absolutely key.”

Examine the interiors from floor to ceiling

When touring the inside of the property, you’ll want to keep your eyes peeled for any wintertime red flags that could indicate issues within the house.

Rushforth says to look for any signs of drafts, fogging, or condensation in the windows that could point to broken seals, allowing cold air to enter the home.

“Looking in the wintertime, you get to see if there are any drafts in the windows,” said Rushforth. “Can you feel cold air coming through? Do you see any leaking? Are you seeing any water stains?”

As colder weather tends to dry out rooms, Rushforth explains a buyer will want to look for gaping or splitting in hardwood floors, which can speak to the home’s humidity levels. Dryness can cause things to shrink slightly, so a purchaser should inspect the home to ensure interior doors and cupboards can close properly. By feeling the interior walls, you can also assess if they are cold to the touch and therefore poorly insulated—Travassos points out some homes may be double bricked and not insulated.

When viewing a home in the winter, Rushforth notes purchasers should monitor for big differences in temperature between rooms, a sign there could be ventilation problems to address.

“You’re looking for signs of chilly rooms, drafty rooms, or even rooms that are really warm,” said Rushforth. “Why are they really warm in the winter time unless the heat is punched up? You’re looking for differences in rooms that will be a tell-tale sign as to whether there are issues.”

Inspect your home utility systems and out-of-season amenities

The winter often calls for homeowners to shut down seasonal home amenities like pools and cooling systems, but this shouldn’t mean a buyer should skip on investigating these features.

Travassos and Rushforth explain a buyer won’t be able to turn on and test the home’s air conditioning in the winter to confirm if it’s working properly or not. Because of this, it’s important for the buyer to do their due diligence and ask the seller and their agent questions about the state of home systems such as the furnace, septic, pool parts, and other property features.

“Quite often, additions aren’t done with permits and pipes were not insulated properly, so in really cold months, they freeze a little bit,” said Travassos. “So you want to run the water on all of the taps and make sure you’re not seeing any of that.”

For pools and hot tubs, you may want to request copies of receipts, maintenance reports, and proof of professional services to ensure they—as well as all of the other home systems—are in good working order when you purchase the property. As always, opting for a home inspection can be a way to ensure a professional can get a deeper understanding of the property, including in areas like the basement and attic.

Source: https://r.trendinghomenews.com/8pdi0?fbclid=IwAR1dlVH0fJjVCSqywMN3l1drYE9HSNRAAwrRAR9ABm2Bl6ikZL0HFbL-00A

Just like it’s in your best interest to get a head start when it comes to holiday shopping, it’s also a good idea to start prepping your home for winter early, too. Once the first signs of crisp air and winter-like weather make an appearance, you know it’s the perfect time to start making sure you won’t be left in the cold literally and figuratively.

If you’re a former longtime renter new to homeownership, you may be at a loss determining how to best prepare your home for winter. I talked to seasoned real estate agents to learn the best winter home maintenance tips which will spare your home in the cold and possibly save you time and money.

Clean the gutters ASAP.
If you want to preserve your walls, ceilings, and insulation, it’s best to keep your gutters clean, says Patricia Matus, a Realtor with CENTURY 21 Alliance Realty Group. Allowing snow and water to freeze and accumulate at the eaves of the house can cause damage to the roof and create leaks in your home, she explains. Use a snow rake to remove heavy snow when temperatures fluctuate between above and below freezing — this can prevent ice buildup and reduce the potential for leaks.

Make stray branches disappear.
The trees you admired in the spring and summer can do damage to your property come winter. Dealing with fallen branches after a snowstorm can be a huge headache turned financial burden, especially if they land on your house. Hire a professional to identify dead trees and trim branches before it’s too late, suggests Matus.

Drain your hot water heater.
Sediment build-up is a common problem for hot water heaters. Draining the heater can help the reduction of sediment so it runs efficiently, says Ryne Lambert, co-founder of Sell My House In Wisconsin.

Tune up the snowblower.
Nothing is worse than having the first big snowfall of the season, pulling out your snowblower, and finding that it doesn’t work. You’ll end up frustrated and tired from shoveling your way out a foot of snow and thinking about the money you wasted on the snowblower. Avoid this pitfall by having the snowblower tuned up. Replace spark plugs, change the oil, and make sure the unit is running efficiently ahead of time, says Lambert.

Install weather stripping.
A drafty house can be just as uncomfortable to live in as it is to effectively heat. Keep it warm by replacing or installing stripping for exterior doors to save money, says Lambert. Take it a step further by putting insulation or plastic around the windows as well.

Clear the chimney.
Chimneys can be problematic if they aren’t properly maintained, Matus says. “If you have a fireplace, call a chimney sweep to have it cleaned before you start using it,” she says. “Creosote build-up and debris such as a nest or leaves can be a fire hazard.” 

Source: https://www.apartmenttherapy.com/winter-home-maintenance-tips-real-estate-agents-36987441

Prior to a home inspection, Boston real estate agent Sam Reifman-Packett makes sure he manages his clients’ expectations. “A home inspector isn’t there to hype up your dream home,” cautions Reifman-Packett, a vice president with Compass. “Their job is to find and make note of everything wrong with the property.”

Home inspectors are a bit like professional bearers of bad news. But their work can save you big bucks, because they often spot things you overlooked during an open house. Sometimes, the home inspection report includes several little fixes. Other times, they’re big, costly ones, like a roof that needs to be replaced or outdated electrical wiring. To further complicate the matter, there are parts of a home that will pass a home inspection but are still expensive to fix.

I asked real estate agents and home inspectors which finds in a home inspection can be the most serious or the most costly. Here’s what they had to say.

The Deck
A deck nearing the end of its life cycle can be a costly fix and also spell danger, explains Welmoed Sisson, a home inspector and author of “101 Things You Don’t Want in Your Home.” Typically, decks are built to last for 12 to 15 years in the outdoor elements, she explains. After that, the fasteners can corrode, which could lead to a collapse, Sisson says. While deck repairs can cost less than $3,000, a full replacement can run between $4,000 to $11,000, according to HomeAdvisor.

Foundation Repairs
Foundations can be very costly to repair, says Khari Washington, broker and owner of 1st United Realty & Mortgage. “The repair might even entail raising the house off of the foundation to repour footings on older homes,” Washington says. While minor cracks can cost a few hundred dollars, more major ones that require hydraulic jacking can cost tens of thousands of dollars.

Roof Replacement
A roof replacement has high material costs, Washington says, and can vary in cost depending on the roofing material and square footage of the home. While some roof replacements can soar over the $10,000 mark, the average homeowner pays $8,453 to install a new roof, according to HomeAdvisor.

New Septic Systems
A septic system is the non-urban way to deal with human waste, explains Glen Pizzolorusso, a broker with Compass in Fairfield County, Connecticut. These systems are designed to last 30 to 50 (or more) years, but mistreatment of a septic system can be very costly, with a new system costing between $20,000 and $50,000.

“It’s something that you cannot see when you fall in love with a home, and will only come up on inspection,” Pizzolorusso says. There are all types of systems, and they have changed over the years, he explains. Houses built in previous decades adhered to previous building codes, which are now obsolete, and new codes are adopted every few years.

“If a system fails and is outdated, you may be required to replace the system, but replacing a system must adhere to the new codes, so hopefully you have good soil and enough land, otherwise an engineered system with a hefty price tag is required,” he explains.

Water Damage
Oftentimes, water damage goes hand in hand with homes that need a roof replaced, explains Valentino Gecaj of Valentino Home Inspections in Westchester, New York. Although anything from leaky toilets to burst pipes to floods can also give way to this pesky problem. Water damage can lead to an abundance of mold, Gecaj explains, which can cause a slate of health problems. If the water damage is extensive, it can also cause major structural damage in the home.

Source: https://www.apartmenttherapy.com/most-expensive-fixes-home-inspection-36985263?amp=1